Zown is the only AI-powered, end-to-end home-buying platform that automates affordability checks, pre-approvals, smart listings, and offer predictions—redirecting up to $25K in saved realtor commissions straight toward your down payment.
👋 Hey Product Hunt! I’m Rishard, Co-Founder and CEO of Zown.
A few years ago I sold my first house and watched almost my entire down‑payment vanish into commissions — $70K for just a few hours of “work.” I rage‑posted the story on Reddit; it went viral and over 1 million people shouted the same thing: “Someone, please fix this.” So we did.
What Zown Does
Every MLS listing already hides a 3 % buyer‑agent commission
We turn 1.5% of this commission into down payment assistance for homebuyers
How Zown Does This
We unbundle the traditional “super‑agent” into micro‑services:
AI home‑finder
Slack‑style advisor chat
Instant financing
On‑demand showing agents
Tech‑powered negotiation that drafts offers in minutes
Like an assembly line for real estate, Zown splits each step among specialists, lets software handle the rest, pays by task instead of percentage, and passes the saved commission straight to the buyer—delivering faster deals, lower costs, and a human touch exactly where it matters most.
Traction So Far
🇨🇦 Canada pilot: 250+ closings, $300M in real estate transactions
⭐️ 4.9‑star buyer rating and 20 % MoM growth
⚙️ Built by a crazy‑efficient team of ex‑fintech, prop‑tech, and AI engineers who believe closing day should end with a cheque, not a bill.
🇺🇸 Today, we’re launching in California: ground zero for the affordability crisis.
Why We're Here
The PH community questions old fee structures: Stripe for payments, Deel for payroll, and Pluto for corporate cards. Zown is doing that for real estate. If the idea clicks, an up‑vote or question below helps us reach thousands of renters who are one hidden fee away from owning their first home.
Ask me anything about unbundling agents, front‑loading cash, or building a team that moves faster than a hot‑offer deadline. We’re listening and shipping hard. 🚀
The realtor-industrial complex is so insanely outdated and inefficient and EXPENSIVE! Can't wait to see Zown innovate here!
This is a smart and modern way to do business. Kudos to you Zown! I enjoyed my buying process with you! Wishing you continued success!
as a first time home buyer, I like how Zown is changing the real estate game for the advantage of buyers.
As someone who's used Zown last summer in 2024 to buy a new house, I have only great things to say about Zown! The entire process from start to finish and an initiative like Zown has been long overdue!
How does Zown's limited regional availability affect potential buyers and sellers?
This is a great crew with excellent vision and flexibility. Looking forward to seeing them hit their groove!
Zown understood the needs of people and created an amazing product offering and platform to help navigate and facilitate access to the real estate industry. Game-changing services!
**An Honest Review from a Real Estate Skeptic: Zown Changed My Mind**
I’ve bought homes six times now, and to be perfectly honest, I’ve never been a fan of real estate agents—until I worked with the team at Zown.
From day one, they impressed me with their teamwork and attentiveness. They took the time to understand exactly what I was looking for and were incredibly patient throughout the process. We submitted multiple offers, faced back-and-forth negotiations, and even had some deals fall through. But through it all, the Zown team never lost momentum. They consistently had my best interests at heart and never pressured me into something that wasn’t right.
What really stood out was their persistence and integrity. After a tough experience with my previous home (which turned out to be a financial drain), I was cautious and needed to make every dollar count. Zown offered a percentage of their commission back as cashback—which made a real difference. That cashback helped cover my closing costs and let me maximize my down payment.
This isn’t just a group of agents looking to close a deal—they’re an honest, dedicated team that genuinely cares about their clients. They’ve completely changed how I view real estate professionals, and I can’t recommend them highly enough.
If you’re buying a home and want people in your corner who truly have your back, call Zown. You won’t regret it.
I've been a customer of Zown and I can say I'm super impressed. Honestly, not only was the down payment assistance really helpful, but their expertise in prebuilds was critical for me. As a first time homebuyer, I really don't think I could have done this without them. Big fan of the app!
You’ve figured out the model that will truly (and finally) disrupt this archaic industry. Next time I’m buying a house it’s through Zown!
That's super awesome and was super needed. I always felt like that commission was too much. Does it works in all countries or it currently only works in USA and Canada?
Wish Zown was around when I bought my place in 2021—definitely on my radar for the future. Keep up the great work team; I love the scope of ambition.
Love seeing a motivated company working to put real dollars back in people’s wallets.
Every other industry has stripped out hidden or outdated fees—about time someone tried the same for home purchases.
If anyone is second guessing themselves about whether to use Zown or not, don't! This company will go above and beyond to make sure you find your place to call home.
Zown feels like one of those tools that just gets it. Giving communities a way to build real-time spaces without friction is such a powerful concept. Really well done—huge congrats to the team on the launch
When I bought my house back in 2017, I was incredibly annoyed that I had to do all the work while my realtor collected a sweet commission. This is a great model, great product, and if there was a team I’d bet on.. it’s this one!!
