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Zown

The AI-powered homebuying platform

Zown is the only AI-powered, end-to-end home-buying platform that automates affordability checks, pre-approvals, smart listings, and offer predictions—redirecting up to $25K in saved realtor commissions straight toward your down payment.

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👋 Hey Product Hunt! I’m Rishard, Co-Founder and CEO of Zown.

A few years ago I sold my first house and watched almost my entire down‑payment vanish into commissions — $70K for just a few hours of “work.” I rage‑posted the story on Reddit; it went viral and over 1  million people shouted the same thing: “Someone, please fix this.” So we did.

What Zown Does

  • Every MLS listing already hides a 3 % buyer‑agent commission

  • We turn 1.5% of this commission into down payment assistance for homebuyers

How Zown Does This

  • We unbundle the traditional “super‑agent” into micro‑services:

    • AI home‑finder

    • Slack‑style advisor chat

    • Instant financing

    • On‑demand showing agents

    • Tech‑powered negotiation that drafts offers in minutes

Like an assembly line for real estate, Zown splits each step among specialists, lets software handle the rest, pays by task instead of percentage, and passes the saved commission straight to the buyer—delivering faster deals, lower costs, and a human touch exactly where it matters most.

Traction So Far

🇨🇦 Canada pilot: 250+ closings, $300M in real estate transactions

⭐️ 4.9‑star buyer rating and 20 % MoM growth

⚙️ Built by a crazy‑efficient team of ex‑fintech, prop‑tech, and AI engineers who believe closing day should end with a cheque, not a bill.

🇺🇸 Today, we’re launching in California: ground zero for the affordability crisis.

Why We're Here

The PH community questions old fee structures: Stripe for payments, Deel for payroll, and Pluto for corporate cards. Zown is doing that for real estate. If the idea clicks, an up‑vote or question below helps us reach thousands of renters who are one hidden fee away from owning their first home.

Ask me anything about unbundling agents, front‑loading cash, or building a team that moves faster than a hot‑offer deadline. We’re listening and shipping hard. 🚀

- Rishard & the Zown team 💛