Most budgeting apps show where your money went. YourDigits tells you what to fix first. It detects structural gaps, generates tasks each pay cycle with real amounts, and tracks spending by voice in 5 seconds.
I'm an accountant. I've been tracking every personal transaction since 2020, over 4,600 entries. I think of it as a financial diary because it's basically a record of my life but in transactions instead of words. But here's the thing, I had all this data and I still wasn't fixing anything. Like I was spending $250 a month on Uber at one point and I had a mobile game subscription that added up to $563 over two years. And no matter how much I adjusted my budget I didn't seem to be saving anything or actually paying off my debts. I couldn't figure out what I was doing wrong.
My cousin had the opposite problem. He tried tracking twice, an app and a spreadsheet, but he quit both within weeks. Too many fields, too much friction. He didn't even get far enough to attempt to see what was wrong.
So basically, same problem at different stages. He couldn't get the data in. I had the data but couldn't act on it. That's why I built YourDigits.
Voice entry solved my cousin's problem. The whole project actually started with a voice parser. I wanted to see if you could just say "fifty dollars at Costco, twenty at Chick-fil-A yesterday" and have it turn into structured financial data. It genuinely felt like magic when it worked. Transcription is on-device via Whisper (no audio leaves your phone) and the parser is rule-based so it handles multiple transactions, dates, and merchants in one go.
Something called the Leak Ladder solved mine. Turns out your money has 9 structural leaks and there's actually a priority order to fixing them. I was trying to fix everything at once, which is why nothing was moving. I turned the concept into software that detects which leaks you have, generates tasks each pay cycle with actual dollar amounts, and adjusts when you have a rough week. The idea was inspired by the r/personalfinance community's approach, but I built it as a detection and task system instead of a static flowchart.
The build: I had zero coding background before June 2025. My first app (a web puzzle game) took 5 months and was honestly a mess, but that mess is basically where I learned everything I know about building. YourDigits took 3 months. Built with Claude Code, reviewed by Codex, and I use Cursor as my IDE for the visual diffs.
Free to download (iOS) with a 2-week Premium trial. I'm based in Australia btw so the voice parser has mostly been tested with Australian merchants and slang. Would genuinely love feedback on whether it holds up for everyone else.
If anyone wants to beta test instead, DM me your email and I'll send you a TestFlight invite. In-app purchases don't charge real money on TestFlight, so you can grab the 1-year Premium tier for free. Same login as the App Store version, so it carries over.
One of my greatest challenges in tracking my finances was getting up to date with my expenses, I’m always swallowed by my own laziness and always put this aside for the next day and that next day becomes next week and the next week becomes a month and months becomes a year. All of these are because I can’t seemed to find an app that could help me easily tracked my finances. Not up until my cousin had an idea of building an app that will make tracking easier with voice entry.
During the process of her development and as her first user and tester, I remember the time that me and my cousin had a lot of fun during this testing process, as her first user who request a lot of minimal stuff for changes, for my own benefit and her as a developer, who wants the app to be for everyone, she always ends up scolding me for requesting random stuff, but at the end, she still added my request changes.
Going back, YourDigits app did really solved my problem, from making my expenses tracking easier with voice entry, budgeting my fortnightly salary seamlessly with the help of app budget planner functionality and what I like the most the the end of budget cycle summary which it always informed me in which part of my expenses was not part of the budget or I over spend more than the budget.
With the help of YourDigits, I’m more on top of my financial tracking responsibilities and the ability to manage my finances. I highly recommend this app and I promise you not as developers cousin but as a user who has been through a lot finding the best, easy and reliable financial tracking app to help me navigate my finances and YourDigits app is my answer.
Hey Product Hunt!
I'm an accountant. I've been tracking every personal transaction since 2020, over 4,600 entries. I think of it as a financial diary because it's basically a record of my life but in transactions instead of words. But here's the thing, I had all this data and I still wasn't fixing anything. Like I was spending $250 a month on Uber at one point and I had a mobile game subscription that added up to $563 over two years. And no matter how much I adjusted my budget I didn't seem to be saving anything or actually paying off my debts. I couldn't figure out what I was doing wrong.
My cousin had the opposite problem. He tried tracking twice, an app and a spreadsheet, but he quit both within weeks. Too many fields, too much friction. He didn't even get far enough to attempt to see what was wrong.
So basically, same problem at different stages. He couldn't get the data in. I had the data but couldn't act on it. That's why I built YourDigits.
Voice entry solved my cousin's problem. The whole project actually started with a voice parser. I wanted to see if you could just say "fifty dollars at Costco, twenty at Chick-fil-A yesterday" and have it turn into structured financial data. It genuinely felt like magic when it worked. Transcription is on-device via Whisper (no audio leaves your phone) and the parser is rule-based so it handles multiple transactions, dates, and merchants in one go.
Something called the Leak Ladder solved mine. Turns out your money has 9 structural leaks and there's actually a priority order to fixing them. I was trying to fix everything at once, which is why nothing was moving. I turned the concept into software that detects which leaks you have, generates tasks each pay cycle with actual dollar amounts, and adjusts when you have a rough week. The idea was inspired by the r/personalfinance community's approach, but I built it as a detection and task system instead of a static flowchart.
The build: I had zero coding background before June 2025. My first app (a web puzzle game) took 5 months and was honestly a mess, but that mess is basically where I learned everything I know about building. YourDigits took 3 months. Built with Claude Code, reviewed by Codex, and I use Cursor as my IDE for the visual diffs.
Free to download (iOS) with a 2-week Premium trial. I'm based in Australia btw so the voice parser has mostly been tested with Australian merchants and slang. Would genuinely love feedback on whether it holds up for everyone else.
If anyone wants to beta test instead, DM me your email and I'll send you a TestFlight invite. In-app purchases don't charge real money on TestFlight, so you can grab the 1-year Premium tier for free. Same login as the App Store version, so it carries over.
Alpha