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YourDigits: Budget By Voice
Your money has 9 leaks and there's an order to fixing them
Most budgeting apps show where your money went. YourDigits tells you what to fix first. It detects structural gaps, generates tasks each pay cycle with real amounts, and tracks spending by voice in 5 seconds.
I'm an accountant. I've been tracking every personal transaction since 2020, over 4,600 entries. I think of it as a financial diary because it's basically a record of my life but in transactions instead of words. But here's the thing, I had all this data and I still wasn't fixing anything. Like I was spending $250 a month on Uber at one point and I had a mobile game subscription that added up to $563 over two years. And no matter how much I adjusted my budget I didn't seem to be saving anything or actually paying off my debts. I couldn't figure out what I was doing wrong.
My cousin had the opposite problem. He tried tracking twice, an app and a spreadsheet, but he quit both within weeks. Too many fields, too much friction. He didn't even get far enough to attempt to see what was wrong.
So basically, same problem at different stages. He couldn't get the data in. I had the data but couldn't act on it. That's why I built YourDigits.
Voice entry solved my cousin's problem. The whole project actually started with a voice parser. I wanted to see if you could just say "fifty dollars at Costco, twenty at Chick-fil-A yesterday" and have it turn into structured financial data. It genuinely felt like magic when it worked. Transcription is on-device via Whisper (no audio leaves your phone) and the parser is rule-based so it handles multiple transactions, dates, and merchants in one go.
Something called the Leak Ladder solved mine. Turns out your money has 9 structural leaks and there's actually a priority order to fixing them. I was trying to fix everything at once, which is why nothing was moving. I turned the concept into software that detects which leaks you have, generates tasks each pay cycle with actual dollar amounts, and adjusts when you have a rough week. The idea was inspired by the r/personalfinance community's approach, but I built it as a detection and task system instead of a static flowchart.
The build: I had zero coding background before June 2025. My first app (a web puzzle game) took 5 months and was honestly a mess, but that mess is basically where I learned everything I know about building. YourDigits took 3 months. Built with Claude Code, reviewed by Codex, and I use Cursor as my IDE for the visual diffs.
Free to download (iOS) with a 2-week Premium trial. I'm based in Australia btw so the voice parser has mostly been tested with Australian merchants and slang. Would genuinely love feedback on whether it holds up for everyone else.
If anyone wants to beta test instead, DM me your email and I'll send you a TestFlight invite. In-app purchases don't charge real money on TestFlight, so you can grab the 1-year Premium tier for free. Same login as the App Store version, so it carries over.
Hey Product Hunt!
I'm an accountant. I've been tracking every personal transaction since 2020, over 4,600 entries. I think of it as a financial diary because it's basically a record of my life but in transactions instead of words. But here's the thing, I had all this data and I still wasn't fixing anything. Like I was spending $250 a month on Uber at one point and I had a mobile game subscription that added up to $563 over two years. And no matter how much I adjusted my budget I didn't seem to be saving anything or actually paying off my debts. I couldn't figure out what I was doing wrong.
My cousin had the opposite problem. He tried tracking twice, an app and a spreadsheet, but he quit both within weeks. Too many fields, too much friction. He didn't even get far enough to attempt to see what was wrong.
So basically, same problem at different stages. He couldn't get the data in. I had the data but couldn't act on it. That's why I built YourDigits.
Voice entry solved my cousin's problem. The whole project actually started with a voice parser. I wanted to see if you could just say "fifty dollars at Costco, twenty at Chick-fil-A yesterday" and have it turn into structured financial data. It genuinely felt like magic when it worked. Transcription is on-device via Whisper (no audio leaves your phone) and the parser is rule-based so it handles multiple transactions, dates, and merchants in one go.
Something called the Leak Ladder solved mine. Turns out your money has 9 structural leaks and there's actually a priority order to fixing them. I was trying to fix everything at once, which is why nothing was moving. I turned the concept into software that detects which leaks you have, generates tasks each pay cycle with actual dollar amounts, and adjusts when you have a rough week. The idea was inspired by the r/personalfinance community's approach, but I built it as a detection and task system instead of a static flowchart.
The build: I had zero coding background before June 2025. My first app (a web puzzle game) took 5 months and was honestly a mess, but that mess is basically where I learned everything I know about building. YourDigits took 3 months. Built with Claude Code, reviewed by Codex, and I use Cursor as my IDE for the visual diffs.
Free to download (iOS) with a 2-week Premium trial. I'm based in Australia btw so the voice parser has mostly been tested with Australian merchants and slang. Would genuinely love feedback on whether it holds up for everyone else.
If anyone wants to beta test instead, DM me your email and I'll send you a TestFlight invite. In-app purchases don't charge real money on TestFlight, so you can grab the 1-year Premium tier for free. Same login as the App Store version, so it carries over.
Alpha