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Rinalance

Manual-first money tracking, no bank connection required

Productivity
Fintech
Personal Finance
Vercel Day
Visit WebsiteSee on Product HuntTwitter ⧉

Hunted byMarko UremovićMarko Uremović

Most finance apps start by asking for your bank login. Rinalance doesn't need one. You enter balances and transactions yourself, so you decide what data exists. Personal, Business, and other accounts stay separate contexts, never blended into one total. Assets, liabilities, debts, subscriptions, and charts across 7 currencies with automatic conversion. Export on both plans. Free plan, no time limit. Premium (€4.99/month) adds budgets, forecasts, and investment performance. No ads.

Top comment

I built Rinalance because every finance app I tried started by asking for my bank login, and I didn't want to hand that over just to answer a simple question: where does my money actually stand right now? So Rinalance is manual. You type in your balances and transactions. That's more work, and I know it, but it means you decide what financial data exists, and you end up actually knowing your numbers instead of skimming a feed something else categorized for you. Two things I care about more than feature count: Accounts stay separate. Personal, Business, whatever you need, Rinalance never merges them into one blended total. If you freelance, your client income shouldn't quietly disappear into your grocery spending. Multiple currencies. Seven of them, converted automatically. I'm in Croatia and got tired of apps that assume you earn and spend in one currency. What it doesn't do: no bank sync, no file import, no envelope budgeting, and it needs an internet connection. If you want automatic transaction feeds there are better tools, and I'd rather say that up front. The free plan works indefinitely. Happy to answer anything, and I'd genuinely like to know: if you track manually, what made you pick that over automatic sync?

Comment highlights

Which Vercel product did you use? What new capability did it give your team, and how did that shape the product you launched?

Hi Product Hunt, I'm Marko, and I build Rinalance.

I started building it to track my own balances. I wanted the financial side of my life to be structured and easy to follow. Once it worked for me, I made it for everyone.

How Rinalance works:

• You enter balances and records yourself. Nothing connects to your bank.

• Each account (Personal, Business, or anything else) stays a separate financial context.

• Every balance keeps its own currency: EUR, USD, GBP, CHF, JPY, CAD, or AUD.

• Debts in both directions, subscriptions and recurring payments, statistics, and charts.

The Free plan has no time limit and includes unlimited records and full export. Premium is €4.99 a month, VAT included, and adds more accounts, budgets, cash-flow forecasts, investment performance, custom categories, and email reminders.

What it does not do: bank sync, shared household budgets, or native mobile apps. It installs from the browser instead.

I'd like to hear where manual tracking breaks down for you, and what a finance app would need before you trusted it with your numbers.

About Rinalance on Product Hunt

“Manual-first money tracking, no bank connection required”

Rinalance was submitted on Product Hunt and earned 2 upvotes and 2 comments, placing #160 on the daily leaderboard. Most finance apps start by asking for your bank login. Rinalance doesn't need one. You enter balances and transactions yourself, so you decide what data exists. Personal, Business, and other accounts stay separate contexts, never blended into one total. Assets, liabilities, debts, subscriptions, and charts across 7 currencies with automatic conversion. Export on both plans. Free plan, no time limit. Premium (€4.99/month) adds budgets, forecasts, and investment performance. No ads.

Rinalance was featured in Productivity (661.5k followers), Fintech (47.5k followers), Personal Finance (2.9k followers) and Vercel Day (40 followers) on Product Hunt. Together, these topics include over 189.8k products, making this a competitive space to launch in.

Who hunted Rinalance?

Rinalance was hunted by Marko Uremović. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

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