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Rinalance
Manual-first money tracking, no bank connection required
Most finance apps start by asking for your bank login. Rinalance doesn't need one. You enter balances and transactions yourself, so you decide what data exists. Personal, Business, and other accounts stay separate contexts, never blended into one total. Assets, liabilities, debts, subscriptions, and charts across 7 currencies with automatic conversion. Export on both plans. Free plan, no time limit. Premium (€4.99/month) adds budgets, forecasts, and investment performance. No ads.
I built Rinalance because every finance app I tried started by asking for
my bank login, and I didn't want to hand that over just to answer a simple
question: where does my money actually stand right now?
So Rinalance is manual. You type in your balances and transactions. That's
more work, and I know it, but it means you decide what financial data
exists, and you end up actually knowing your numbers instead of skimming a
feed something else categorized for you.
Two things I care about more than feature count:
Accounts stay separate. Personal, Business, whatever you need, Rinalance
never merges them into one blended total. If you freelance, your client
income shouldn't quietly disappear into your grocery spending.
Multiple currencies. Seven of them, converted automatically. I'm in Croatia
and got tired of apps that assume you earn and spend in one currency.
What it doesn't do: no bank sync, no file import, no envelope budgeting,
and it needs an internet connection. If you want automatic transaction
feeds there are better tools, and I'd rather say that up front.
The free plan works indefinitely. Happy to answer anything, and I'd
genuinely like to know: if you track manually, what made you pick that
over automatic sync?
About Rinalance on Product Hunt
“Manual-first money tracking, no bank connection required”
Rinalance was submitted on Product Hunt and earned 2 upvotes and 2 comments, placing #160 on the daily leaderboard. Most finance apps start by asking for your bank login. Rinalance doesn't need one. You enter balances and transactions yourself, so you decide what data exists. Personal, Business, and other accounts stay separate contexts, never blended into one total. Assets, liabilities, debts, subscriptions, and charts across 7 currencies with automatic conversion. Export on both plans. Free plan, no time limit. Premium (€4.99/month) adds budgets, forecasts, and investment performance. No ads.
On the analytics side, Rinalance competes within Productivity, Fintech, Personal Finance and Vercel Day — topics that collectively have 712.1k followers on Product Hunt. The dashboard above tracks how Rinalance performed against the three products that launched closest to it on the same day.
Who hunted Rinalance?
Rinalance was hunted by Marko Uremović. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Rinalance including community comment highlights and product details, visit the product overview.
Marko Uremović