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MonDe: Your Private Money Book
100% offline iOS app to manage your finances in a one place
MonDe is a local-first iOS app for visualizing your overall financial picture – bank accounts, investments, term deposits, loans, physical assets, mortgages – in one place. Your net worth updates in real time as you add entries. Nothing ever leaves your device.
I built MonDe because I was frustrated that every finance app I tried required an account, synced data to a cloud I didn't control, and had a privacy policy longer than my bank agreement.
MonDe is a local-first iOS app for tracking your overall financial picture including bank accounts, investments, term deposits, loans, physical assets and mortgages in one place. Your net worth updates in real time as you add entries. Nothing ever leaves your device.
A few things that shaped the decisions I made:
1. No account or email required. You open it and start. I find account walls obnoxious for a tool that's meant to be private.
2. The app is under 5 MB. Finance apps tend to bloat. I wanted it to feel lightweight.
3. Pricing is a subscription based model (MonDe Plus) after a 5-entry free trial. Because there's no data to monetize, the business model has to be straightforward.
4. It handles multiple currencies and auto-detects your country, which matters since I wanted it to be useful outside the US.
5. You can attach document photos (receipts, statements) directly inside the app vault.
I'm aware the offline-first approach has a real tradeoff: no cross-device sync. That's a deliberate choice as sync requires a server, and a server changes the privacy model entirely. I'd rather own that constraint honestly.
Would love feedback, especially from anyone who's thought hard about local-first finance tools or the sync tradeoff. Happy to answer questions about the technical approach or the business decisions.
MonDe Plus subscription is free for the first 6 months. So try it out and see if it's useful before you pay for it.
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About MonDe: Your Private Money Book on Product Hunt
“100% offline iOS app to manage your finances in a one place”
MonDe: Your Private Money Book was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #159 on the daily leaderboard. MonDe is a local-first iOS app for visualizing your overall financial picture – bank accounts, investments, term deposits, loans, physical assets, mortgages – in one place. Your net worth updates in real time as you add entries. Nothing ever leaves your device.
MonDe: Your Private Money Book was featured in iOS (110.4k followers), Productivity (653.8k followers) and Personal Finance (2.8k followers) on Product Hunt. Together, these topics include over 180.3k products, making this a competitive space to launch in.
Who hunted MonDe: Your Private Money Book?
MonDe: Your Private Money Book was hunted by Nisarg Gor. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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