This product was not featured by Product Hunt yet. It will not be visible on their landing page and won't be ranked (cannot win product of the day regardless of upvotes).
Finly is an AI-powered personal finance app built around one question: "what can I actually spend right now?" It calculates a live Safe-to-Spend number after bills and goals, builds automated debt payoff strategies, categorizes transactions automatically, and sends proactive nudges before you overspend. It also ships an MCP server, so you can connect Claude Desktop, Cursor, or any AI agent directly to your ledger to check affordability or log transactions in plain language.
Hey Product Hunt 👋
I'm Sajjad, and I built Finly because every budgeting app I tried told me what I had already spent - never what I could safely spend right now, after rent, subscriptions, and debt payments were accounted for.
Finly's core is a real-time Safe-to-Spend number that updates as bills come due. Around that, I added:
- Automated debt payoff plans (avalanche/snowball, actually simulated against your real cash flow)
- AI transaction categorization and proactive spending nudges
- An MCP server - connect Claude Desktop, Cursor, or your own agent straight to your ledger and ask "can I afford this?" in plain English
- Bill splitting & money loans for shared expenses with friends
- Passkey login, offline-first PWA, and a 15-second spoken morning brief
It's free to use. I'd love your feedback, especially on the Safe-to-Spend logic and the MCP integration - that's the part I'm most excited (and nervous) about. Happy to answer anything below 🙏
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About Finly on Product Hunt
“The money app that always knows your bills.”
Finly was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #156 on the daily leaderboard. Finly is an AI-powered personal finance app built around one question: "what can I actually spend right now?" It calculates a live Safe-to-Spend number after bills and goals, builds automated debt payoff strategies, categorizes transactions automatically, and sends proactive nudges before you overspend. It also ships an MCP server, so you can connect Claude Desktop, Cursor, or any AI agent directly to your ledger to check affordability or log transactions in plain language.
Finly was featured in Fintech (47.5k followers), Money (4.7k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 29.3k products, making this a competitive space to launch in.
Who hunted Finly?
Finly was hunted by Sajjad Ahammed. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Finly stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Sajjad Ahammed