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Finly
The money app that always knows your bills.
Finly is an AI-powered personal finance app built around one question: "what can I actually spend right now?" It calculates a live Safe-to-Spend number after bills and goals, builds automated debt payoff strategies, categorizes transactions automatically, and sends proactive nudges before you overspend. It also ships an MCP server, so you can connect Claude Desktop, Cursor, or any AI agent directly to your ledger to check affordability or log transactions in plain language.
Top comment
Hey Product Hunt 👋 I'm Sajjad, and I built Finly because every budgeting app I tried told me what I had already spent - never what I could safely spend right now, after rent, subscriptions, and debt payments were accounted for. Finly's core is a real-time Safe-to-Spend number that updates as bills come due. Around that, I added: - Automated debt payoff plans (avalanche/snowball, actually simulated against your real cash flow) - AI transaction categorization and proactive spending nudges - An MCP server - connect Claude Desktop, Cursor, or your own agent straight to your ledger and ask "can I afford this?" in plain English - Bill splitting & money loans for shared expenses with friends - Passkey login, offline-first PWA, and a 15-second spoken morning brief It's free to use. I'd love your feedback, especially on the Safe-to-Spend logic and the MCP integration - that's the part I'm most excited (and nervous) about. Happy to answer anything below 🙏
About Finly on Product Hunt
“The money app that always knows your bills.”
Finly was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #156 on the daily leaderboard. Finly is an AI-powered personal finance app built around one question: "what can I actually spend right now?" It calculates a live Safe-to-Spend number after bills and goals, builds automated debt payoff strategies, categorizes transactions automatically, and sends proactive nudges before you overspend. It also ships an MCP server, so you can connect Claude Desktop, Cursor, or any AI agent directly to your ledger to check affordability or log transactions in plain language.
On the analytics side, Finly competes within Fintech, Money and Personal Finance — topics that collectively have 55k followers on Product Hunt. The dashboard above tracks how Finly performed against the three products that launched closest to it on the same day.
Who hunted Finly?
Finly was hunted by Sajjad Ahammed. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Finly including community comment highlights and product details, visit the product overview.