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Will My Pension Last?
Find out if your pension will last, without being sold to
For people who want to find out whether their money will last, not be sold to. No sign-up, no email, no adviser call-back. See how long your pensions, savings and State Pension could last, with real UK tax (including Scotland), inflation, couples and a range of market outcomes. Nothing you enter leaves your device. Free and paid for by ads; general information, not advice.
I built Will My Pension Last? for myself as all of the tools that I came across where trying to sell me something or harvest my data. This is for those of us who just want to find out what our hard saved money will do when we get old.
When I went looking for a UK pension calculator, the first one wanted my email address (then sent me eleven emails). The second wanted my phone number for a "free consultation". The third gave me a single number, as if markets rise by the same amount every year. The fourth wanted me to log in. To a calculator.
So I built the one I wanted:
No sign-up, no email, no phone number. Nothing you type leaves your browser, because there's no server to send it to.
Nothing to sell. No providers, no affiliate links, no adviser call-backs. It's paid for by a few clearly labelled Google ads, never inside your results. I am not going to get rich from this but it serves my needs as well!
Honest about uncertainty. It runs 1,000 possible futures for markets and inflation, using the FRC's AS TM1 growth assumptions behind UK pension statements, and shows a typical outcome, a tougher one, and how often the money lasts.
Real UK rules: income tax including Scotland's bands, tax-free cash, the State Pension and when it starts, and couples, including what happens after one partner dies.
Plain English. No "decumulation strategy optimisation".
It's UK-only, and it's general information, not advice: it shows scenarios and trade-offs and leaves the decisions to you.
I'd love to hear where it's confusing, where the numbers look wrong, and what you'd want it to handle next. The full methodology is at willmypensionlast.com/methodology.
About Will My Pension Last? on Product Hunt
“Find out if your pension will last, without being sold to”
Will My Pension Last? was submitted on Product Hunt and earned 2 upvotes and 2 comments, placing #158 on the daily leaderboard. For people who want to find out whether their money will last, not be sold to. No sign-up, no email, no adviser call-back. See how long your pensions, savings and State Pension could last, with real UK tax (including Scotland), inflation, couples and a range of market outcomes. Nothing you enter leaves your device. Free and paid for by ads; general information, not advice.
On the analytics side, Will My Pension Last? competes within Fintech, Privacy and Personal Finance — topics that collectively have 62.2k followers on Product Hunt. The dashboard above tracks how Will My Pension Last? performed against the three products that launched closest to it on the same day.
Who hunted Will My Pension Last??
Will My Pension Last? was hunted by Andy Martin. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Andy Martin
Hello World... :)
I built Will My Pension Last? for myself as all of the tools that I came across where trying to sell me something or harvest my data. This is for those of us who just want to find out what our hard saved money will do when we get old.
When I went looking for a UK pension calculator, the first one wanted my email address (then sent me eleven emails). The second wanted my phone number for a "free consultation". The third gave me a single number, as if markets rise by the same amount every year. The fourth wanted me to log in. To a calculator.
So I built the one I wanted:
No sign-up, no email, no phone number. Nothing you type leaves your browser, because there's no server to send it to.
Nothing to sell. No providers, no affiliate links, no adviser call-backs. It's paid for by a few clearly labelled Google ads, never inside your results. I am not going to get rich from this but it serves my needs as well!
Honest about uncertainty. It runs 1,000 possible futures for markets and inflation, using the FRC's AS TM1 growth assumptions behind UK pension statements, and shows a typical outcome, a tougher one, and how often the money lasts.
Real UK rules: income tax including Scotland's bands, tax-free cash, the State Pension and when it starts, and couples, including what happens after one partner dies.
Plain English. No "decumulation strategy optimisation".
It's UK-only, and it's general information, not advice: it shows scenarios and trade-offs and leaves the decisions to you.
I'd love to hear where it's confusing, where the numbers look wrong, and what you'd want it to handle next. The full methodology is at willmypensionlast.com/methodology.