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SafeSpend
The safe-to-spend number for freelancers
SafeSpend gives freelancers one honest number: what you can actually spend today, after tax, bills, and a safety floor. No account, no bank login, no cloud, no subscription. Enter four numbers and your ledger works: cash on hand, a floor you never spend below, a tax set-aside, and your currency. Every invoice and bill shapes your daily number, so a big month never tricks you into a broke one. Your data never leaves your device and it works offline. One-time purchase, yours for good.
Top comment
Hey everyone, maker here. I have freelanced long enough to know the emotional rollercoaster: a big invoice lands and suddenly you feel rich, then tax season and the quiet months arrive and you realize you were never rich, you were just early. Every budgeting tool I tried assumed a steady paycheck, wanted my bank login, and billed me monthly for the privilege. None of them answered the only question I actually had on a Tuesday morning: how much can I spend today without eating next month? So I built SafeSpend around that one number. Four inputs to start (cash on hand, a floor you never spend below, a tax set-aside, your currency), then every invoice and bill reshapes your daily safe-to-spend. There is also a "can I afford this" box, because the real question was never "how much did I earn" but "can I buy this used MacBook and still be okay in March." A few things I refused to compromise on while building: no account, no cloud, no bank connection. Your numbers live in your browser and the app works offline. It is also free to try before buying: on the unlock screen, tap "Open the sample copy" and you get a fake ledger with fake invoices, fake bills, and real math. No signup, no email, no card. If it clicks, a one-time payment turns it into your real ledger. No subscription, ever. but the numbers in sample copy reset at every refresh I would love your feedback, especially on onboarding: can you get your first real number in under a minute?
About SafeSpend on Product Hunt
“The safe-to-spend number for freelancers”
SafeSpend was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #132 on the daily leaderboard. SafeSpend gives freelancers one honest number: what you can actually spend today, after tax, bills, and a safety floor. No account, no bank login, no cloud, no subscription. Enter four numbers and your ledger works: cash on hand, a floor you never spend below, a tax set-aside, and your currency. Every invoice and bill shapes your daily number, so a big month never tricks you into a broke one. Your data never leaves your device and it works offline. One-time purchase, yours for good.
On the analytics side, SafeSpend competes within Freelance, Fintech and Developer Tools — topics that collectively have 600.5k followers on Product Hunt. The dashboard above tracks how SafeSpend performed against the three products that launched closest to it on the same day.
Who hunted SafeSpend?
SafeSpend was hunted by Ahmed Khan. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of SafeSpend including community comment highlights and product details, visit the product overview.