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Real Hourly Rate
The calculator that shows what you actually earn
Most freelancers charge $85/hr and wonder why they feel broke. Real Hourly Rate shows you 3 numbers: apparent rate, billable rate, and your TRUE hourly rate — after tax, insurance, tools, and unbilled admin time. Add projects → enter costs → see reality. Also includes a Rate Planner (reverse-calculate what to charge) and Annual Projection. No signup. No server. Your data stays local.
Hey Product Hunt! 👋 I'm Ican, a solo product builder.
I built Real Hourly Rate after a painful realization: I'd been freelancing for years at $85/hr, but when I actually accounted for taxes, health insurance, SaaS subscriptions, and the ~12 hours/month I spend on proposals and invoicing that nobody pays for — my real hourly rate was $41.
That gap felt worth fixing. So I built a calculator that shows you three numbers:
Apparent rate — what you think you charge
Billable rate — profit ÷ billed hours only
Real rate — profit ÷ every hour you actually worked
It also has a Rate Planner: type in your target real rate, it tells you exactly what to charge clients to get there.
Everything runs in a single HTML file. No account, no server, no data leaves your browser.
Use code PH20 for 20% off today. 🎉
I'd love to hear: what's your biggest "invisible cost" as a freelancer? Happy to answer any questions below!
About Real Hourly Rate on Product Hunt
“The calculator that shows what you actually earn”
Real Hourly Rate was submitted on Product Hunt and earned 4 upvotes and 2 comments, placing #99 on the daily leaderboard. Most freelancers charge $85/hr and wonder why they feel broke. Real Hourly Rate shows you 3 numbers: apparent rate, billable rate, and your TRUE hourly rate — after tax, insurance, tools, and unbilled admin time. Add projects → enter costs → see reality. Also includes a Rate Planner (reverse-calculate what to charge) and Annual Projection. No signup. No server. Your data stays local.
On the analytics side, Real Hourly Rate competes within Productivity, Freelance and Finance — topics that collectively have 692.9k followers on Product Hunt. The dashboard above tracks how Real Hourly Rate performed against the three products that launched closest to it on the same day.
Who hunted Real Hourly Rate?
Real Hourly Rate was hunted by Yancan Chen. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Real Hourly Rate including community comment highlights and product details, visit the product overview.
Yancan Chen