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Moniqa
Private budget app for iPhone. No bank login, no account.
Moniqa is a budgeting app for iPhone that keeps everything on your device. No account, no bank login, no servers. See what's left to spend today, this week, and this month. Snap a receipt, and the amount, store, and date fill in, read on-device. Add expenses from a widget, the Lock Screen or Siri. Get a month-end forecast and budget alerts, save towards goals, and lock it all with Face ID. Free to use, with an optional Pro upgrade: monthly, yearly, or one-time lifetime.
Hey Product Hunt 👋 I'm Jay, and I built Moniqa on my own.
I started it because every budgeting app I tried wanted my bank login or an account, and I didn't want my spending data sitting on someone else's server. So Moniqa keeps everything on your iPhone. There's no sign-up and nothing to link.
2.0 is a full rebuild for iOS 27:
• Scan a receipt and the amount, store, and date; fill in, read on-device
• Home and Lock Screen widgets with what's left this month
• "Hey Siri, log coffee in Moniqa" / "How much is left in Moniqa?"
• A month-end forecast and budget alerts
• Savings goals, with a card to share when you reach one
• Face ID lock, backup to Files or iCloud Drive
The core app is free. Pro is monthly, yearly, or a one-time lifetime purchase, because I wanted people who hate subscriptions to have an option too.
What would make you switch from your current budgeting app? I'm deciding between iCloud sync and a monthly spending recap next, and I'd love your input.
About Moniqa on Product Hunt
“Private budget app for iPhone. No bank login, no account.”
Moniqa was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #127 on the daily leaderboard. Moniqa is a budgeting app for iPhone that keeps everything on your device. No account, no bank login, no servers. See what's left to spend today, this week, and this month. Snap a receipt, and the amount, store, and date fill in, read on-device. Add expenses from a widget, the Lock Screen or Siri. Get a month-end forecast and budget alerts, save towards goals, and lock it all with Face ID. Free to use, with an optional Pro upgrade: monthly, yearly, or one-time lifetime.
On the analytics side, Moniqa competes within iOS, Productivity and Personal Finance — topics that collectively have 777.5k followers on Product Hunt. The dashboard above tracks how Moniqa performed against the three products that launched closest to it on the same day.
Who hunted Moniqa?
Moniqa was hunted by Jay Adky. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Moniqa including community comment highlights and product details, visit the product overview.
Jay Adky