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finikigai
See your exact bank balance for every day of the next month
Most money apps show where your money went. finikigai shows where it's going. It forecasts the balance of every account, every day for the next month, using your detected paychecks, recurring bills, and real credit card statement due dates. You see the day a shortfall would hit, which account it hits, and how much to move. Bank connections powered by Plaid, read-only. On iPhone and Android, with a 14-day free trial.
Hi Product Hunt, I'm Krati, founder of finikigai.
The problem I kept running into wasn't spending too much. It was timing. Rent, a card statement, and an annual renewal would all land in the same few days, and I'd only find out when the balance was already too low.
Every budgeting app I tried showed me a chart of what I'd already spent. I wanted one number: what will my balance be next Tuesday?
So we built finikigai. Connect your banks and it reads your real transaction history to work out what recurs: which deposits are paychecks and how often they come, which charges are bills, and which checking account pays which credit card. Then it projects the balance of each account, every day, 30 days out (60 on Ultimate).
No categorizing, no envelopes, no budget to maintain. Just the dip, a few days early, while you can still move money.
It's priced by number of connected banks ($1.99/mo for one) with a 14-day free trial.
I'd love your honest feedback, especially on onboarding and the bank connection step.
About finikigai on Product Hunt
“See your exact bank balance for every day of the next month”
finikigai was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #142 on the daily leaderboard. Most money apps show where your money went. finikigai shows where it's going. It forecasts the balance of every account, every day for the next month, using your detected paychecks, recurring bills, and real credit card statement due dates. You see the day a shortfall would hit, which account it hits, and how much to move. Bank connections powered by Plaid, read-only. On iPhone and Android, with a 14-day free trial.
On the analytics side, finikigai competes within Android, Fintech, Money and Personal Finance — topics that collectively have 113k followers on Product Hunt. The dashboard above tracks how finikigai performed against the three products that launched closest to it on the same day.
Who hunted finikigai?
finikigai was hunted by Krati Srivastava. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of finikigai including community comment highlights and product details, visit the product overview.
Krati Srivastava