AI-powered chargeback defense. Pay only when you win.
When a customer disputes a charge, you have 7-21 days to respond or lose the money. Most merchants don't respond or spend hours on weak evidence. Reflex gathers receipts, 3D Secure auth, device fingerprints, and delivery proof, timestamps everything with RFC 3161 cryptographic proof, and submits in under 60 seconds. $0/month. 15% success fee only when you win (vs 25% Chargeflow, 20% Disputifier).
Hey PH! I'm Steven, solo founder of CertNode.
I built Reflex because I watched merchants lose thousands to chargebacks they should have won. The evidence was there (3D Secure auth, delivery tracking, customer history) but nobody was putting it together fast enough.
The core insight: banks don't care about your story. They care about cryptographic proof. An RFC 3161 timestamp proving the customer authenticated at purchase time is worth more than a paragraph of explanation.
Reflex does three things differently:
1. Timestamps everything with RFC 3161 cryptographic timestamps at the moment of purchase
2. AI generates a defense narrative customized to the specific dispute reason
3. Submits in 60 seconds, because faster responses get processed more favorably
The 15% fee was intentional. Chargeflow charges 25%, Disputifier charges 20%. We're the cheapest because our costs are low.
Happy to answer any questions about the tech or chargebacks in general!
Steven Bryant