Upload a fintech proposal & see if the price is fair
Fintech infrastructure pricing in Brazil is opaque. No benchmarks, no transparency — information asymmetry benefits incumbents. Upload a PDF proposal for BaaS, payment processing, or Open Finance. Our AI extracts every line item and compares it to 150+ products and 660+ data points from real market proposals. Get a color-coded report: green (fair), yellow (above average), red (overpaying). No login required. Free. Built by Cumbuca, a licensed Payment Institution in Brazil.
Hey PH! Bruno here from Cumbuca.
I'll be direct: financial infrastructure pricing in Brazil is broken. We see this every day working with fintechs.
A small fintech receives a commercial proposal from a BaaS provider or payment processor. The pricing looks reasonable — but they have absolutely no way to benchmark it. Is R$0.15 per Pix transaction a good deal? What about R$2,500/month for SCR access? There's no Glassdoor for infrastructure pricing. No public benchmarks. No transparency. And that information asymmetry has created a market where some companies charge 5-10x what others charge for the exact same service.
So we built this tool. Upload any commercial proposal for financial infrastructure (BaaS, OFaaS, payment processing, credit, etc.) as a PDF. Our AI extracts every line item and compares it against our database of 150+ products and 660+ data points from real market proposals.
You get a clear, color-coded report:
- 🟢 Green: fair market price
- 🟡 Yellow: above average — you might be able to negotiate
- 🔴 Red: you're significantly overpaying
Important details:
- No login required. We only ask for an email if you want to download the PDF report.
- The data comes ~70% from proposals shared externally by partners and ~30% from historical sources. We do NOT include Cumbuca's own proposals in the comparison dataset.
- But if you upload a Cumbuca proposal? It gets analyzed like any other. We believe transparency is more important than protecting ourselves.
This tool exists because we think everyone deserves a fair price. If more companies can negotiate better deals, more businesses become viable, more people get access to financial services. The pie grows for everyone.
This is part of Cumbuca Launch Week — we're shipping 5 tools this week to make Brazil's financial ecosystem more accessible.
We'd love to hear from you:
- Have you ever been surprised by a fintech infrastructure quote? What happened?
- Is pricing transparency a problem in your industry too, or is this uniquely bad in Brazilian fintech?
- What types of proposals would you like to analyze that we don't cover yet?
About Benchmark on Product Hunt
“Upload a fintech proposal & see if the price is fair”
Benchmark launched on Product Hunt on May 8th, 2026 and earned 67 upvotes and 1 comments, placing #35 on the daily leaderboard. Fintech infrastructure pricing in Brazil is opaque. No benchmarks, no transparency — information asymmetry benefits incumbents. Upload a PDF proposal for BaaS, payment processing, or Open Finance. Our AI extracts every line item and compares it to 150+ products and 660+ data points from real market proposals. Get a color-coded report: green (fair), yellow (above average), red (overpaying). No login required. Free. Built by Cumbuca, a licensed Payment Institution in Brazil.
On the analytics side, Benchmark competes within Fintech and Artificial Intelligence — topics that collectively have 514.7k followers on Product Hunt. The dashboard above tracks how Benchmark performed against the three products that launched closest to it on the same day.
Who hunted Benchmark?
Benchmark was hunted by Bruno Cury. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Benchmark including community comment highlights and product details, visit the product overview.
Bruno Cury