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UPI Fee Calculator
Calculate UPI merchant charges under India's new MDR rules
India's UPI merchant discount rate changes on 15 October 2026, and most coverage of it described a merchant-side charge as a fee on ordinary users. Enter an amount, pick the payment type, and get the MDR with the arithmetic shown and the source named. Every rate, threshold and cap comes from the official Ministry of Finance FAQ and press release. Where those documents are silent, it says so rather than guessing. English and Hindi. Runs in your browser; nothing you type is sent anywhere.
Hi Product Hunt.
From 15 October 2026, UPI merchant payments in India above Rs 2,000 start carrying a merchant discount rate. When it was announced, most of what circulated described it as a fee on ordinary users. It is not. It is paid by the merchant to its acquiring bank, and consumers are explicitly not charged.
The official FAQ that settles the question is a 42 question PDF, which is not where anyone wants to look up what a Rs 7,000 bill costs their shop.
So this does one thing. Enter an amount, pick the payment type, and get the MDR with the arithmetic shown and the source named.
Four things I was strict about:
1. Every rate, threshold and cap comes from the Ministry of Finance FAQ and the PIB press release. No secondary sources.
2. Where those documents are silent, it says so instead of assuming. Education fees sit in a concessional category with no figure published, so the calculator reports that rather than inventing a number.
3. English and Hindi run the same calculation engine, so the two versions cannot disagree about what a payment costs.
4. It runs entirely in your browser. No amount you type is sent anywhere, and there is no account or email gate.
Happy to answer anything about the framework or how it is built.
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About UPI Fee Calculator on Product Hunt
“Calculate UPI merchant charges under India's new MDR rules”
UPI Fee Calculator was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #159 on the daily leaderboard. India's UPI merchant discount rate changes on 15 October 2026, and most coverage of it described a merchant-side charge as a fee on ordinary users. Enter an amount, pick the payment type, and get the MDR with the arithmetic shown and the source named. Every rate, threshold and cap comes from the official Ministry of Finance FAQ and press release. Where those documents are silent, it says so rather than guessing. English and Hindi. Runs in your browser; nothing you type is sent anywhere.
UPI Fee Calculator was featured in Fintech (47.6k followers), Payments (13.2k followers) and Finance (6.3k followers) on Product Hunt. Together, these topics include over 31.7k products, making this a competitive space to launch in.
Who hunted UPI Fee Calculator?
UPI Fee Calculator was hunted by Sandeep Singh. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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Sandeep Singh