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Tilly is an AI money coach for the UK. Ask her anything — "can I afford this?", "why did I overspend?", "where can I cut £50?" — and she answers from your real budget, bills and days to payday, in plain English. Budgets reset on your payday, not the 1st. Couples mode syncs two phones via Apple's encrypted iCloud, with no bank logins. Built solo. Free to try; Pro from £2.99/mo.
Hi PH 👋 I'm Mark, the solo UK developer behind Tilly.
I tried every budget app going and none did the thing I actually wanted: talk to me like a person and use MY real numbers. So I built Tilly — an AI money coach that lives on your phone.
Three things I'm proud of:
🧡 Ask her anything — "why did I overspend?", "save £500 by August?", "where can I cut £50?" She answers from your real spending, bills, goals and days to payday. Never generic tips.
✨ Can I Afford This? — type a price, get an honest yes/no before you buy.
📅 Built for UK life — budgets reset on your payday (weekly, fortnightly, custom), not the 1st.
Privacy first: your data stays on your iPhone, couples sync uses Apple's encrypted iCloud, and the AI only ever sees anonymised summary numbers — never your transaction notes. Free to try, Pro from £2.99/mo. Happy to answer anything!
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About Tilly — UK Money Coach on Product Hunt
“An AI money coach that can see your real budget”
Tilly — UK Money Coach was submitted on Product Hunt and earned 3 upvotes and 1 comments, placing #117 on the daily leaderboard. Tilly is an AI money coach for the UK. Ask her anything — "can I afford this?", "why did I overspend?", "where can I cut £50?" — and she answers from your real budget, bills and days to payday, in plain English. Budgets reset on your payday, not the 1st. Couples mode syncs two phones via Apple's encrypted iCloud, with no bank logins. Built solo. Free to try; Pro from £2.99/mo.
Tilly — UK Money Coach was featured in Fintech (47.4k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 23.9k products, making this a competitive space to launch in.
Who hunted Tilly — UK Money Coach?
Tilly — UK Money Coach was hunted by Mark Holmes. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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Mark Holmes