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Stop guessing which debt to pay first. This 6-sheet Excel workbook compares snowball, avalanche, and your custom payoff order side by side — and calculates your exact debt-free date, total interest, and savings versus minimum payments automatically. Includes a 120-month payoff timeline, a 12-KPI dashboard with charts, and 15 copy-paste AI prompts to negotiate rates and find extra payoff cash. Works in Excel, Google Sheets, and LibreOffice with no macros.
Hey Product Hunt! I'm Corban, maker of The AI Operator. I built this because minimum-payment autopilot is the most expensive subscription most people have — this planner shows you exactly what extra payments buy you: your real debt-free date and dollars of interest saved, computed three ways. The Strategy Lab compares snowball vs avalanche vs your own order side by side and recommends the cheapest plan automatically. Would love your feedback — especially if you've ever built your own payoff spreadsheet, what did I miss?
The AI Operator's Debt Payoff Planner was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #479 on the daily leaderboard. Stop guessing which debt to pay first. This 6-sheet Excel workbook compares snowball, avalanche, and your custom payoff order side by side — and calculates your exact debt-free date, total interest, and savings versus minimum payments automatically. Includes a 120-month payoff timeline, a 12-KPI dashboard with charts, and 15 copy-paste AI prompts to negotiate rates and find extra payoff cash. Works in Excel, Google Sheets, and LibreOffice with no macros.
The AI Operator's Debt Payoff Planner was featured in Productivity (665k followers), Spreadsheets (9.9k followers) and Personal Finance (3k followers) on Product Hunt. Together, these topics include over 184k products, making this a competitive space to launch in.
Who hunted The AI Operator's Debt Payoff Planner?
The AI Operator's Debt Payoff Planner was hunted by The AI Operator. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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