Tender is a new kind of personal finance tool centered around an inbox-zero workflow. With Tender you can review spending at your own pace without worrying that something might slip through the cracks.
Hey all,
I started working on Tender a year ago to help with my anxiety around my spending habits while funemployed last year. I wanted a way to convince myself that my spending wasn’t out of line, and my money wasn’t just disappearing into the void.
Tender was my answer - a way to get myself to be more mindful of spending without worrying that I’d miss something.
Some feature highlights:
🚄 A seriously fast UI that runs locally and supports mobile and offline mode
⚡ Keyboard shortcuts, bulk editing, and undo/redo for max product️ivity
💸 Get notified when the amount on your bill changes
🦾 A rules engine for quick automation
🤝 A Splitwise integration for easy splits for group trips, roommates, or your partner
🔐 Secure storage, sync, and login (we ONLY support biometric and google login to prevent phishing)
📥 Integrations with 12k+ banks via plaid (US/USD only for now)
We’re running Tender as an independent, bootstrapped business so we can really put our users first. Tender is a paid app, and it means we never show you ads, never sell your data, and never compromise the product for the sake of investors. Right now, we’re offering discounted pricing for our early adopters - $4.99/month or $49.99/year (2 months free).
I’m really excited to share what we've been working on! We have a live demo at https://demo.tender.run for you to kick the tires. If you have any thoughts, feedback, or feature requests I’d love to hear it - we’re just getting started.
Stephen
Splitwise integration - yay! I want to give it a try! Do you have any kind of daily reminders? I always struggle to remember adding cash payments by the end of the day.
Hey Stephen, congrats on the launch!
I love the way you've positioned Tender. The copy is so simple, it's brilliant.
I've done creative strategy for some of the biggest digital wallets and every single time we land on the same finding that people want more control over their finances. Tender delivers on that. Absolutely admire the "treat your finances like a to-do list".
Tender is a winner, not a matter of if but when. Biggest challenge would be to get to your ideal customers, because finance is relatively private still, and convincing them of the value they'd be losing out on if they don't join.
Wishing you and team the best of luck!
This is really cool. I'm curious if you're specifically going after spend tracking as the primary focus of this app, or if you have the eventual goal of adding a full suite of integrations for managing net worth calculations a la Copilot Money.
For what it's worth, I'm a heavy user of Copilot, but I think they leave a lot to be desired when it comes to reporting and spend visibility, and it seems yall are building as a more fully fledged solution for this part. That could be a great way to get people to switch over. If I could get a really responsive reporting tool that allows me to track spend of different categories with custom dates + cash income over time, that would be really cool. Copilot has all the data and all the barebones ideas here, but their UX is so bad for it and presents me a bunch of numbers that don't help me understand things better. Copilot also categorizes transactions into months themselves and doesn't allow you to select when you want to view over, which is super annoying. Again, they have all the ideas and data, but pushed some questionable product/ux decisions to users imo.
The features that are still most valuable for me from Copilot though are (in order):
1. credit card debts to pay
2. money in my bank accounts
3. spend tracking
4. net worth / investment tracking
Plus the fact that they have iOS support is huge. Curious if that's ever on your roadmap and how you'll think through the local-first approach there. I'm a mint -> copilot user and have a lot of thoughts lol so let me know if you have any more questions
i've been using tender for a few months and i'm a big fan of the inbox zero approach to expenses and the fact that i can finish in 2 minutes, freeing up the rest of my week
I’ve been using Tender for a few months now and it’s the best personal finance tool I’ve used so far. My personal goal is being able to just track my spending to see where my money goes without creating budgets and goals. I like that now I can easily go in and quickly categorize my spending, link venmo payments that I receive, directly put expenses into Splitwise, etc. Tender does all of that very quickly and intuitively! It’s super easy to set up and it offers me great peace of mind knowing where all my money is going to.
I need this integrated with Monarch :). Much better way of going through my transactions.
A very interesting and convenient tool, I wish you good luck in the development of this product! Tell me, can it be used, for example, to manage a family budget?
Tender looks great! I have over 10,000 emails in my inbox, hoping Tender can help me out🤣.
Also, I'm curious, how does Tender ensure the security of user data?
Congrats on the launch! I’ve been using Tender for about a month now and it’s a joy to use, going local-first makes such a tangible difference to how it feels as a user (compared to e.g. QuickBooks Online, which is dreadfully slow)
Congrats on the launch!
Do you have plans to add tax calculation and for example a possibility to submit a tax self-assessment form?
Do you have plans to cover the UK and Europe? I would recommend using GoCardless instead of Plaid in this region
