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Student Loan Calculator by TCI
Compare every federal student loan repayment plan for free
A free iOS app that shows what your student loans really cost. Compare monthly payments across Standard, Graduated, IBR, PAYE, and the new RAP plan side by side. See total interest, forgiveness timelines, and the potential tax bill on forgiven debt. Built by The College Investor team. No sign-up, no data collection — every calculation runs on your device. See you repayment options in minutes.
Hey Product Hunt, Robert here, founder of The College Investor.
I've been answering student loan questions since 2009, and the most common one is still the simplest: "What will my student loan payment actually be?" With the new Repayment Assistance Plan (RAP) now in the mix alongside IBR, PAYE, and the legacy plans, that answer got harder to find, not easier.
When you add in potential taxes - even more things to think about.
So our team built the calculator we always wished existed. Enter your loan info and see your monthly payment on every federal repayment plan side by side, plus total interest, forgiveness timelines, and the potential tax bill if your forgiven balance ends up taxable.
A few things that matter to us:
100% free. No sign-up, no in-app purchases.
Every calculation runs on your device so your loan data never leaves your phone.
Current. It models the rules borrowers are dealing with right now, including RAP.
It's iOS for now (Android is on the roadmap). If you have student loans (or help someone who does)I'd love to know: which repayment question do you find hardest to answer?
We read everything, and it shapes what we build next.
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About Student Loan Calculator by TCI on Product Hunt
“Compare every federal student loan repayment plan for free”
Student Loan Calculator by TCI was submitted on Product Hunt and earned 3 upvotes and 3 comments, placing #132 on the daily leaderboard. A free iOS app that shows what your student loans really cost. Compare monthly payments across Standard, Graduated, IBR, PAYE, and the new RAP plan side by side. See total interest, forgiveness timelines, and the potential tax bill on forgiven debt. Built by The College Investor team. No sign-up, no data collection — every calculation runs on your device. See you repayment options in minutes.
Student Loan Calculator by TCI was featured in iOS (110.6k followers), Fintech (47.3k followers) and Money (4.6k followers) on Product Hunt. Together, these topics include over 61.6k products, making this a competitive space to launch in.
Who hunted Student Loan Calculator by TCI?
Student Loan Calculator by TCI was hunted by Robert Farrington. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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Robert Farrington