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Saldo is a minimalist and a private, offline-first money tracker for people living across multiple accounts and currencies. Log expenses in seconds, set budgets, save toward goals, and plan bills — all on-device, with your own exchange rates. No bank login, no ads.
Hey Product Hunt 👋
I'm Abdullah, the maker of Saldo.
I built it to fix a problem that broke every budgeting app I tried: I earn in one currency and spend in another. Most trackers either force everything into a single currency or pull one "official" exchange rate that has nothing to do with the rate I actually get. So my numbers were always quietly wrong.
Saldo takes a different approach:
- Multi-currency by default — every account and transaction keeps its own currency, and you set your own exchange rates, not a market feed
- Private & offline-first — your financial data lives on your device. No bank login, no ads, we don't sell anything
- Fast to use — log an expense in a couple of taps; that's the whole point
- Actually complete — budgets with a daily pace that warns you before you overspend, savings funds, debts, planned bills, and clear stats by week/month/year
It's free to use, with an optional Pro tier for the deeper planning tools.
I'm a solo developer and this is my own itch scratched, so I'd genuinely love your feedback — especially from anyone who deals with more than one currency or just wants a money app that respects their privacy. What would make this a daily-use app for you?
Thanks for checking it out 🙏
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About Saldo - Personal Finance on Product Hunt
“Multi-currency expense tracker”
Saldo - Personal Finance was submitted on Product Hunt and earned 9 upvotes and 1 comments, placing #34 on the daily leaderboard. Saldo is a minimalist and a private, offline-first money tracker for people living across multiple accounts and currencies. Log expenses in seconds, set budgets, save toward goals, and plan bills — all on-device, with your own exchange rates. No bank login, no ads.
Saldo - Personal Finance was featured in Productivity (659.7k followers), Money (4.6k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 167k products, making this a competitive space to launch in.
Who hunted Saldo - Personal Finance?
Saldo - Personal Finance was hunted by Abdullah Arab. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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Abdullah Arab