Ruby is an all-in-one financial platform for e-commerce businesses, including banking, corporate cards, accounting, analytics, reimbursements, chargeback protection and more.
Hi Product Hunt,
We are super excited to introduce Ruby, an all-in-one financial platform for e-commerce
businesses that includes banking, corporate cards, accounting, analytics, automated
3PL and logistics reimbursements, automated chargeback resolution and more.
💎Background
Before building Ruby, we spent a few years building and operating several e-commerce
businesses together. We first launched Ruby after discovering how fragmented our
financial data was and how much time we were wasting managing our finances while
running our own businesses. With our financial data scattered between several different
platforms and providers, we resorted to a mess of excel sheets to keep track of
everything.
Like many other e-commerce businesses, we also discovered that as we scaled, we
were losing thousands on chargebacks that we didn’t have the time to fight effectively.
We were even more surprised to see that we had been overcharged thousands in fees
on our 3PL, which we only discovered after scouring through a pile of reports. Worrying
about all this lost revenue and wasting time sorting through our finances only added to
the already difficult job of operating an ecommerce business.
💎Ruby’s Mission
Our goal has always been to help businesses operate more efficiently by giving them all
the tools they need to optimize their business and manage their financial operations
efficiently. Ruby’s tools give even the smallest e-commerce business access to tools
they can use to keep their finances in check as they grow. With our full suite of
products, businesses can now expand their toolkit to get a birds-eye view of their
business, and save even more time and money with our newest tools. Some
businesses can potentially add 1-3% of their GMV back to their bottom line, resulting in
tens of thousands saved.
💎Top features
⚡Seamless banking: corporate cards, expense management, accounts payable, and
invoice management all in one.
⚡Automated Reimbursements: audit and recover hidden and erroneous marketplace,
shipping, and 3PL fees automatically
⚡Automated Chargeback Resolution: connect your commerce platforms in a few
simple steps, and let Ruby automatically detect and resolve chargebacks
⚡Real-time Analytics & Accounting: get visibility into revenue, sales, refunds and more, along with robust accounting that learns from your spending patterns and automatically categorizes your transactions and e-commerce data
Sign up today to get started! Thank you to @mwseibel for hunting us!
Looks like another financial platform for e-commerce, haven’t we seen tons of these already with platforms like Stripe and Square taking the lead, what makes this unique, it offers quite a few features but will businesses need all of these or is this just feature overload, have you considered focusing on the core needs of small businesses first and maybe rolling out the extra stuff later, interested to see how it handles real user scenarios and quirks cause these things can seem great on paper but execution is everything
Congrats on the launch. It’s fantastic to see a tool designed to streamline operations, save time, and boost profitability for e-commerce businesses. Excited to see how Ruby helps businesses optimize their finances and grow :)
Hey Shariar congrats on your new product launch!
Ruby is an all-in-one financial platform for e-commerce businesses, including banking, corporate cards, accounting, analytics, reimbursements, chargeback protection and more. its really amazing product .
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Saw this finance tool through an ad, all-in-one sounds cool but does anyone else worry about putting all your financial eggs in one basket? like if something goes wrong with their system, your whole operation could be in trouble, also, automated chargeback resolution feels like it might not catch every case, anyone had experience with that?
What specific use cases have you found to benefit the most from these enhancements?
Saw this product from a friend and been using it for a bit, gotta say, I was expecting more, like sure it does a lot of things but almost feels like too much crammed into one, also, needing more transparency on fees, any plans to address this soon or add features just for startups?
This sounds kinda promising but I can't help but wonder how this financial platform handles data privacy with all that sensitive info its collecting, also how user-friendly is the interface, especially for small business owners who might not be too tech-savvy, the automated chargeback resolution bit is intriguing but does it really work in practice or just adds another layer of complexity, would love to hear how real users find it in everyday use
Well this sounds really familiar, isn't this just a combo of Stripe and QuickBooks but with some extras like chargeback resolutions and reimbursements, interesting concept tho, but how's the support team experienced with all these finance areas, have you considered partnership with existing e-commerce platforms for better integration? Also how's the pricing gonna compare to other similar tools, any plans for small sellers with low volume?
Saw this new financial platform on a random ad, not sure it solves all the issues for e-commerce businesses, though, why not just use the existing tools available, seems like adding another layer of complexity doesn't it? What about integration with smaller niche marketplaces, any plans for that?
Love how clean and simple the interface looks, and how comprehensive the features are in Ruby! I can tell this stemmed from solving your own problem first. A great product for e-commerce.
Some of these features vendor reimbursement and chargeback management can literally make or break a business.
Congrats on launching @skabir8 and team!
So this new financial platform for e-commerce kinda looks like a mashup of services that already exist like Stripe, Xero, and Klarna, and it feels like just another addition to the crowded fintech space, I'm worried it's yet another tool that promises to save time and money but ends up being more complicated to manage, especially for small businesses who might just need one or two of these features and find the rest to be overkill, I get the idea behind it but is it really solving a problem or just creating more work
So this "financial operating system" is aiming to be a one-stop-shop for e-commerce, but I wonder how it stack up against established services that specialize in each features, like won't users find it tough to switch from platforms they’re used to and trust
I’m curious about how well the analytics functionality works compared to dedicated tools, does the chargeback protection actually cover all scenarios or is it limited, more details would be helpful, and maybe consider adding some unique features that aren’t covered by other platforms to set it apart
Congratulations on the Product Hunt launch! I'm really impressed by what you are doing. Can you share more about the specific challenges you faced while developing this product? By the way, I'm a headstarter fellowship I would like to apply for AI intern position. Check out my linkedln https://www.linkedin.com/in/alex...
Congratulations to the Ruby team on this incredible launch! As someone deeply engaged with e-commerce and financial systems, I can see how Ruby’s all-in-one platform could revolutionize how businesses manage their finances. The seamless integration of banking, automated chargeback resolution, and real-time analytics is a game-changer for scaling efficiently. It's exciting to see a product that not only addresses the pain points of fragmented financial data but also adds significant value by potentially increasing GMV.
Looking forward to seeing Ruby grow and transform the e-commerce landscape!
This thing looks like a big collection of tools crammed into one, which could be a nightmare for e-commerce beginners to navigate, why not focus on simplifying and perfecting a few key features instead of overwhelming with everything at once, I've seen too many platforms that try to do it all and end up being too complicated to be useful, less might be more here
Sounds like this platform tries to do too much, might get clunky for small e-commerce businesses juggling fewer tasks, also not sure if automated chargeback resolutions will be accurate enough, more personal touch could be better 🤔
Ya'll ship so fast!!! incredible progress and congrats on the launch!! i know from friends it can be so confusing/daunting to run an ecommerce business. awesome stuff!
Ruby is a de facto solution for e-commerce business who wants to manage their financial operatios at scale. Founders are seasoned operators and husslers.
