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Most freelancers undercharge because they assume a 40-hour billable week. RateCraft calculates realistic freelance hourly, daily, and project rates using the Rule of 220 formula factoring in self-employment taxes (US, UK IR35, CA CRA, AU GST), business overhead, and 18–24 real client hours/week. Features: • 100% free with zero email signup or paywalls • Instant client-side math (zero personal data stored) • Tailored presets for devs, designers, consultants & video editors
Hey!
I built RateCraft to solve a painful problem almost every freelancer faces: undercharging.
When people switch from a salaried job to freelancing, they usually take their target salary and divide by 2,080 hours. In reality, that leads straight to burnout. Between client pitching, invoicing, scoping, sick days, and taxes, only about 50% to 60% of your week is actually billable.
RateCraft applies the Rule of 220 formula:
1. Calculates required pre-tax gross income based on your target net take-home
2. Adds operational overhead and a 15%–25% profit buffer
3. Divides by realistic annual billable hours (18–24 client hours/week)
4. Supports regional tax models (US SE tax, UK IR35/VAT, Canada CRA, Australia GST)
It’s 100% free, runs entirely in your browser with no signup required, and stores zero personal data.
I’d love to hear your feedback on the pricing formulas and what profession presets you’d like to see added next! 🚀
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About RateCraft on Product Hunt
“Transparent freelance rate & day rate calculator”
RateCraft was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #121 on the daily leaderboard. Most freelancers undercharge because they assume a 40-hour billable week. RateCraft calculates realistic freelance hourly, daily, and project rates using the Rule of 220 formula factoring in self-employment taxes (US, UK IR35, CA CRA, AU GST), business overhead, and 18–24 real client hours/week. Features: • 100% free with zero email signup or paywalls • Instant client-side math (zero personal data stored) • Tailored presets for devs, designers, consultants & video editors
RateCraft was featured in Productivity (663.6k followers), Fintech (47.7k followers) and Developer Tools (521.5k followers) on Product Hunt. Together, these topics include over 280.9k products, making this a competitive space to launch in.
Who hunted RateCraft?
RateCraft was hunted by Muhammad Nafay. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how RateCraft stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Muhammad Nafay