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Prava

Payments stack for AI agents

Fintech
Artificial Intelligence
YC Application

AI agents can browse, recommend, and decide, but they can't pay. Prava fixes that. We're the payments stack built for AI agents. Your AI can securely use a user's card or wallet to complete purchases. We've partnered with global card networks like Visa to power safe, seamless agentic payments. Live in production powering AI assistants, stylist apps, shopping agents, and more. Integrate in 4 lines of code. Today we're launching our Playground- even a non dev can experience the full flow

Top comment

Hey Product Hunt! I'm Sushant, Co-Founder & CEO of Prava. AI agents are doing everything except the one thing that matters most: payments. The moment money needs to move, your agent hits a wall. Redirects, CAPTCHAs, manual card entry. The magic dies. Shubham(Co-founder & CTO) and I hit this wall ourselves. We wanted a Jarvis. But giving it payment access meant pasting raw card numbers into a prompt. No guardrails, no security, no standard way to let AI spend on your behalf. Nothing existed for AI Agents. So we built it Prava is what we wish existed. One SDK that lets your AI securely use a user's card or wallet to complete purchases. Tokenized. PCI compliant. Passkey approvals. Spending limits & Guardrails. 4 lines of code. We partnered with global card networks like Visa for their Intelligent Commerce program to power agentic payments in the US & SEA. YC startups, AI assistants, stylist apps, shopping agents, and OpenClaw apps are already using Prava and going live in Production. Today we're launching our Playground. Experience a complete agentic payment flow yourself. No setup, just click "Start": https://playground.prava.space/ Building an AI agent that needs payments? Let's chat: https://www.prava.space/join Twitter: https://x.com/PravaPayments https://twitter.com/sushantpandey_ https://twitter.com/shubhamkukreti

Comment highlights

Brilliant! I bet agents will outspend people in the future, with many of them using tech like Prava! Congratulations on the launch!

I'm happy to see that there are still ways to prevent unexpected spending by ensuring that I still have the final say in the approval of the payment process. Does the team have any plans to set specific rules to help people take advantage of sales? Such as: "Automatically purchase this product for me when the price is X. However, if it is greater than X but less than Y, send me a notification instead."

What were the first 2–3 “agent hits a wall at checkout” moments you saw in the wild that convinced you this wasn’t just a demo problem—and what metrics or user behavior did you use to validate urgency before building the SDK?

Does the user see a breakdown of what the AI is purchasing before the payment goes

through, or does the agent handle the full transaction autonomously?

This solves a real pain point that's only going to get bigger. The trust and safety angle is what stands out to me - Passkey approvals and spending limits are exactly the kind of guardrails that will make consumers comfortable letting AI agents handle transactions. Without that layer, mass adoption of agentic commerce just won't happen.

The Visa partnership is a strong signal too. Curious about the fraud detection side - are you building proprietary models to flag anomalous agent behavior, or relying on the card network's existing infrastructure? As AI agents get more sophisticated, the attack surface for payment fraud changes pretty dramatically.

Payments for AI agents is one of those problems you don't think about until an agent needs to buy something. If agents start making purchasing decisions autonomously, the payment flow has to work differently from regular checkout. How do you handle authorization limits? Can I set a max spend per agent per day so a runaway loop doesn't drain my account? And how does refund handling work when the buyer is a bot?

This is one of those infrastructure problems that's going to become massive as more AI agents go into production. Right now every agent builder is dealing with payments as an afterthought and it shows.

The Visa partnership gives this serious legitimacy. Most startups in this space are still doing hacky workarounds with virtual cards. Having actual card network backing for agent transactions is a different game entirely. What's the integration look like for someone already using Stripe for their main product?

Congrats on launch Sushant! Payment is something openclaw agents still dream of and Prava is the closest thing which achieves this so far from what i’ve seen! rooting for the team

How do you see Prava Payments powering the surge of AI agents with OpenClaw, Moltbook etc?

Looking forward hearing the stories, how agent spent money on irrelevant stuff :D Just kidding, great product and great timing (but needs lots of guardrails!). I think this niche will grow immensely big next couple of years. Good luck!

This is a really interesting layer in the agent stack. We’re seeing agents become capable of browsing, reasoning, and even negotiating workflows — but the payment execution gap has definitely been a missing primitive. Love the idea of giving agents a safe way to actually complete transactions rather than just recommending them.

Love the idea.

Wondering if it could be extended to humanoids as well? Humanoids paying with UPI in India?

Wow) This could be huge for AI assistants!

Does the user see a breakdown of what the AI is purchasing before the payment goes

through, or does the agent handle the full transaction autonomously?

So happy to see you folks grow. Heartiest congratulations for the launch 🚀