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Norte

Get back every benefit your cards already pay for.

Fintech
Personal Finance
Credit card
Visit WebsiteSee on Product HuntApp Store

Hunted byJose SanchezJose Sanchez

Your premium cards are already paying you back in credits, points, and protection you never collect. Norte runs those benefits with you, so the value you paid for actually lands. No bank login. No card numbers. The average Norte wallet has about $2,600 a year sitting uncaptured.*

Top comment

Hey Product Hunt 👋 I'm Jose, solo founder of Norte. Six months ago I launched a much rougher version here. You gave it 42 upvotes and a top-30 day, and more importantly, the feedback rebuilt it. This is what it became. If you carry a premium card, it's already paying you back in credits, points, and protection you'll probably never use. The average Norte wallet has about $2,600 a year* of it sitting uncaptured because no one ever showed you where it was. I was one of those people. I had the cards "for the perks," paid the fees without blinking, and at the end of the year I'd captured maybe a quarter of what I was owed. It wasn't hidden because it was complicated. It was hidden because it lived in 50-page PDFs and portals I'd never open, and the fine print only ever showed up after something went wrong. So I built the layer I kept wishing existed: the one between you and the benefits your cards already give you. Norte does the reading. You do two minutes. You add your cards (no bank login, no card numbers, just pick them from our database) and tell Norte what you've already used this year. A ring on your home screen fills up, card by card, showing what each one has paid back and what's still on the table. There's one specific moment I built the whole app around: the second your captured value crosses your annual fees and the ring flips to gold. That's the card earning its keep, in front of you, for the first time. The rest is there for when life happens: Norte tells you which card to put a purchase on and what it earns and protects, the Assistant reads the benefit guides so you don't have to, and the Planner maps your cards by earn rate and coverage before a trip, including the gaps. It's for people who feel financially on top of things and quietly suspect they're still leaving money behind. (You probably are. I was.) My ask: add your real wallet and tell me what the ring says. If the number surprises you, I want to know. If something's confusing or wrong, I really want to know. Tell me where it breaks. I'll be here all day. — Jose *Average uncaptured value across 500+ Norte wallets. Yours could be more, or less. The app shows your number in less than two minutes.

Comment highlights

Shoutout for making something that actually saves people money. congrats on getting v2 out.. 👏👏

How does Norte handle benefits that change mid-year or issuer-specific promos that aren't in your database yet?

@norteapp Tracked credit card benefits are such an underrated way to save money, but people are always hesitant about security. Love that Norte doesn’t require a bank login or card numbers,that's a massive win for privacy. How does the app track the specific benefits without direct sync?

Congrats for launch qq. does the assistant handle country-specific variations? like an amex gold issued in the US has completely different perks than one issued in Europe or India.

I think that some stories (quotes) from your users on landing page would be a great refreshment, nice idea :)

This is exactly how you pitch a finance tool. no fake hype, just clear utility and clear respect for user privacy huge congrats for shipping 🙌 @norteapp

About Norte on Product Hunt

Get back every benefit your cards already pay for.

Norte was submitted on Product Hunt and earned 47 upvotes and 15 comments, placing #15 on the daily leaderboard. Your premium cards are already paying you back in credits, points, and protection you never collect. Norte runs those benefits with you, so the value you paid for actually lands. No bank login. No card numbers. The average Norte wallet has about $2,600 a year sitting uncaptured.*

Norte was featured in Fintech (47.2k followers), Personal Finance (2.8k followers) and Credit card (630 followers) on Product Hunt. Together, these topics include over 21.7k products, making this a competitive space to launch in.

Who hunted Norte?

Norte was hunted by Jose Sanchez. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

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