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MyTaxQuarter
Free tax & rate calculators built for US freelancers
MyTaxQuarter helps 1099 contractors calculate quarterly estimated taxes, set the right freelance rate, and estimate ACA health insurance subsidies — all free, no signup, no data stored. Built by a freelancer, for freelancers.
Hey Product Hunt! 👋
I built MyTaxQuarter after getting hit with a $4,200
surprise tax bill in my first year of freelancing.
Every calculator I found was either too generic, required
signing up, or didn't explain the math. So I built one
that actually shows the full breakdown.
What's included — all free, no account needed:
🧮 1099 Tax Calculator
Calculates quarterly federal + state taxes with SE tax
wage base cap, W-2 income stacking, safe harbor 100%/110%
rule based on prior year AGI, and a printable PDF summary
for your accountant.
💰 Freelance Rate Calculator
Works backwards from your desired take-home income —
accounts for taxes, health insurance, retirement, and
non-billable hours. Most freelancers underprice by 40-60%.
🏥 ACA Subsidy Estimator
Estimates your 2026 Premium Tax Credit. Includes cliff
warning if you're close to the 400% FPL income limit
where your entire subsidy disappears — and strategies
to reduce your MAGI to stay under it.
All calculations happen in your browser — nothing is
stored or sent to any server. No signup, no email required.
Happy to answer any questions about the tax math or
how I built it. What would you add next? 🙏
Finally something built by someone who actually gets the quarterly panic. The freelance rate calculator alone is worth bookmarking.
finally something that doesn't try to upsell me a subscription just to plug in my income. The ACA subsidy estimate was a nice surprise since I never know what to budget for health insurance.
How does it handle state-specific tax rules since freelancing across state lines can get pretty different?
Love that it's free and no signup, super respectful of user privacy. One thing that would help me out: a simple export to PDF or CSV for the quarterly tax summary so I can hand it straight to my accountant without retyping everything.
Love that it doesn't ask for an email just to run the numbers. The ACA subsidy estimate was surprisingly close to what I got from a longer spreadsheet I usually use.
About MyTaxQuarter on Product Hunt
“Free tax & rate calculators built for US freelancers”
MyTaxQuarter was submitted on Product Hunt and earned 8 upvotes and 11 comments, placing #126 on the daily leaderboard. MyTaxQuarter helps 1099 contractors calculate quarterly estimated taxes, set the right freelance rate, and estimate ACA health insurance subsidies — all free, no signup, no data stored. Built by a freelancer, for freelancers.
MyTaxQuarter was featured in Productivity (655.7k followers), Fintech (47.2k followers) and Personal Finance (2.8k followers) on Product Hunt. Together, these topics include over 166.4k products, making this a competitive space to launch in.
Who hunted MyTaxQuarter?
MyTaxQuarter was hunted by Kirill. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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Kirill