Most money apps show you charts. Kudos does the work. Your home shows Your wins, one number for everything Kudos has earned or saved you, and your next best money move. Most people don't know their cards come with personalized offers they have to turn on by hand. Kudos activates them for you: about $800/yr in offers in early testing. Our AI also calls providers to lower your bills ($216/yr per negotiation) and cancels subscriptions you forgot ($247/yr each). You keep 100% of the savings.
I spent years in consumer payments at Microsoft, Google and Affirm. One thing kept bugging me: people don't lose money because they're careless. They lose it because claiming it is a chore. The credit you forgot, the bill that crept up $40, the subscription you meant to cancel.
Every AI assistant launched this year helps you spend. We built one that gets your money back.
Our members also told us the app made them do too much of the work. So we rebuilt Kudos around one question: what's the most valuable thing you can do with your money right now?
What's new in Kudos 3.0:
💰 Your wins: one number for everything Kudos has earned or saved you, growing over time
👉 Your next best move: a credit about to expire, an offer worth using, a bill we can lower. Ranked by what's worth most to you, not what we want to promote
📞 We make the calls: our AI phones your provider and negotiates your bill (about $216/yr saved per negotiation in early testing) and cancels subscriptions you forgot ($247/yr each). You keep 100% of the savings
🎁 Offers you didn't know you had: most cards come with personalized offers you have to activate by hand, and most people never do. Kudos turns them all on for you. That's about $800/yr in offers per member in early testing
✨ Ask KudosAI: "What did I spend this week?" "Which card should I use here?"
Kudos never moves money without your OK. Free to download on iOS, Android and Chrome.
One question for you: what's the money chore you'd hand off first? I'm here all day and will answer every comment.
I'm on the other side of this: I run a subscription app, and I still think cancelling forgotten subscriptions is a fair service. A subscriber who forgot about us isn't a customer, just a refund request waiting to happen. How does Kudos tell "forgotten" from "rarely used but wanted"? Does it ask before cancelling every time?
The automatic subscription cancellation caught my attention. I've definitely forgotten about subscricptions so this could come in handy.
Curious how well the card recommendations work when shopping on your phone.
Wait, it actually calls the provider for you? Wonder how those conversations go lol.
The automatic card offer activation caught my eye. Those offers are easy to miss when you have to go looking for them yourself. Congrats on 3.0, Tikue and team!
About Kudos 3.0 on Product Hunt
“The AI that finds money you're missing and gets it back”
Kudos 3.0 launched on Product Hunt on October 12th, 2026 and earned 106 upvotes and 11 comments, placing #9 on the daily leaderboard. Most money apps show you charts. Kudos does the work. Your home shows Your wins, one number for everything Kudos has earned or saved you, and your next best money move. Most people don't know their cards come with personalized offers they have to turn on by hand. Kudos activates them for you: about $800/yr in offers in early testing. Our AI also calls providers to lower your bills ($216/yr per negotiation) and cancels subscriptions you forgot ($247/yr each). You keep 100% of the savings.
Kudos 3.0 was featured in Android (57.6k followers), Chrome Extensions (52.8k followers), Fintech (47.6k followers), Artificial Intelligence (480.8k followers) and Personal Finance (3k followers) on Product Hunt. Together, these topics include over 219k products, making this a competitive space to launch in.
Who hunted Kudos 3.0?
Kudos 3.0 was hunted by Tikue Anazodo. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Kudos 3.0 stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Tikue Anazodo
Hi Product Hunt, I'm Tikue, co-founder of Kudos.
I spent years in consumer payments at Microsoft, Google and Affirm. One thing kept bugging me: people don't lose money because they're careless. They lose it because claiming it is a chore. The credit you forgot, the bill that crept up $40, the subscription you meant to cancel.
Every AI assistant launched this year helps you spend. We built one that gets your money back.
Our members also told us the app made them do too much of the work. So we rebuilt Kudos around one question: what's the most valuable thing you can do with your money right now?
What's new in Kudos 3.0:
💰 Your wins: one number for everything Kudos has earned or saved you, growing over time
👉 Your next best move: a credit about to expire, an offer worth using, a bill we can lower. Ranked by what's worth most to you, not what we want to promote
📞 We make the calls: our AI phones your provider and negotiates your bill (about $216/yr saved per negotiation in early testing) and cancels subscriptions you forgot ($247/yr each). You keep 100% of the savings
🎁 Offers you didn't know you had: most cards come with personalized offers you have to activate by hand, and most people never do. Kudos turns them all on for you. That's about $800/yr in offers per member in early testing
✨ Ask KudosAI: "What did I spend this week?" "Which card should I use here?"
Kudos never moves money without your OK. Free to download on iOS, Android and Chrome.
One question for you: what's the money chore you'd hand off first? I'm here all day and will answer every comment.