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KovaPay turns any Android phone into a full payment terminal using NFC tap-to-pay — no card reader, no hardware, no Square, no Stripe Terminal. Accept Visa, Mastercard, Amex, Google Pay, and Apple Pay. Send money to anyone by @handle. Get paid out instantly to your debit card. Built for small business owners, freelancers, food trucks, and anyone who needs to get paid without expensive hardware. Free to download. 3.2% + $0.10 per transaction. No monthly fees. No hidden charges.
It started with a hot dog stand.
I wanted to sell hot dogs at a local barter faire in Washington State, so I ordered a touchscreen POS system off Amazon. When it arrived, the software was so bad I couldn't believe anyone was actually selling it. That's when it hit me — I could build something better.
So I did. I started building Kova POS(coming soon), a full point-of-sale system from scratch. Halfway through I realized that card processing wasn't just a feature — but a really big part of the product i wanted to make. Merchants needed a way to accept payments without buying expensive hardware or paying Square's monthly fees. But most importantly your data is your own, unlike square, toast or clover. I wanted to make sure that grandma's recipe stays a secret.
That's how KovaPay was born. I built it as the payment engine for Kova POS, then realized it could stand completely on its own. Any Android phone, any merchant, zero hardware. Just tap and pay.
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About KovaPay on Product Hunt
“Your phone is now a payment terminal”
KovaPay was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #155 on the daily leaderboard. KovaPay turns any Android phone into a full payment terminal using NFC tap-to-pay — no card reader, no hardware, no Square, no Stripe Terminal. Accept Visa, Mastercard, Amex, Google Pay, and Apple Pay. Send money to anyone by @handle. Get paid out instantly to your debit card. Built for small business owners, freelancers, food trucks, and anyone who needs to get paid without expensive hardware. Free to download. 3.2% + $0.10 per transaction. No monthly fees. No hidden charges.
KovaPay was featured in Android (57.3k followers), Fintech (47.1k followers), Payments (13.1k followers) and Tech (625.7k followers) on Product Hunt. Together, these topics include over 227.4k products, making this a competitive space to launch in.
Who hunted KovaPay?
KovaPay was hunted by Tiffany Bauer. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how KovaPay stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Tiffany Bauer