This product was not featured by Product Hunt yet. It will not be visible on their landing page and won't be ranked (cannot win product of the day regardless of upvotes).
Klera is a personal finance app that works fully offline. No sign-up, no bank login, no server holding your ledger — everything sits in an AES-256 encrypted database on your phone. Ask Klera, the built-in assistant, answers money questions like "can I afford a 30,000 phone?" on-device. It's a deterministic engine, not a cloud LLM: figures are computed from your data, never predicted, and it works in airplane mode. Spending, budgets, goals, investments with XIRR, loans, money lent. Free.
Hi Product Hunt 👋
I built Klera because every expense tracker I tried wanted something I didn't want to give: a bank login, an account, or blanket SMS access. The trade was always the same — hand over your financial history, get convenience back.
Klera goes the other way. There's no sign-up, no server, and no Klera-operated copy of your ledger. Your data lives in an AES-256 encrypted database on your device. Turn on airplane mode and every feature still works — that's a 60-second test you can run yourself.
The part I'm most curious to hear opinions on is the AI. "Ask Klera" answers questions like "how much did I spend on food last month?" or "can I afford this?" — but it's not a cloud LLM. Understanding the question is a language problem; producing the answer is arithmetic over a database. So it's a deterministic intent engine: it recognises the question shape, then computes the number from your data. Answers can't be hallucinated, cost nothing per question, and work offline. The catch is honest — it covers 94% of a 1,316-question test bank, and says "I can't answer that yet" for the rest instead of guessing.
Where Klera is NOT for you: no bank sync, no multi-device sync, Android only for now, and it's ad-supported.
Free, every feature included. Would love your feedback — especially on where the assistant fails to understand you.
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About Klera on Product Hunt
“Your private, offline personal finance app”
Klera was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #160 on the daily leaderboard. Klera is a personal finance app that works fully offline. No sign-up, no bank login, no server holding your ledger — everything sits in an AES-256 encrypted database on your phone. Ask Klera, the built-in assistant, answers money questions like "can I afford a 30,000 phone?" on-device. It's a deterministic engine, not a cloud LLM: figures are computed from your data, never predicted, and it works in airplane mode. Spending, budgets, goals, investments with XIRR, loans, money lent. Free.
Klera was featured in Android (57.5k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 51.2k products, making this a competitive space to launch in.
Who hunted Klera?
Klera was hunted by Manish Talreja. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Klera stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Manish Talreja