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Stop guessing where your money went. Kharcha: Track Smartly uses AI to scan bills and log expenses automatically. Or just say what you spent β voice entry logs it instantly. Set budgets by category, track savings goals, manage recurring expenses, and split costs with others. Built for India: UPI, Cash, Card & Bank Transfer. Everything in βΉ. No account required. πΈ Bill scanning Β· π€ Voice entry Β· π Budgets Β· π― Goals Β· π± Widgets
I'm Chinmay, and I built Kharcha: Track Smartly after spending months frustrated with every expense app I tried β they were either too complex, US-centric, or required a 10-minute setup before I could log a single rupee.
ββ THE PROBLEM ββ
Most people have no idea where their money actually goes. Not because they don't care β because tracking is too much friction. You spend βΉ380 on coffee, forget to log it, and by month-end you're staring at your bank statement wondering what happened.
ββ WHAT I BUILT ββ
Kharcha: Track Smartly removes the friction entirely:
πΈ AI Bill Scanning β Point your camera at any bill or receipt. The app reads it and logs the expense in seconds. Works with restaurant bills, grocery receipts, utility bills, and more.
π Budget Tracking β Set monthly budgets by category and watch them fill in real time. Get alerted before you overspend.
π― Savings Goals β Create goals (trip, emergency fund, big purchase) and track progress visually. The app shows exactly how long it'll take at your current pace.
π Recurring Expenses β Log subscriptions, EMIs, and rent once. The app tracks them automatically every month.
π± Widgets β See your spending summary on your home screen without opening the app.
π€ Voice Entry β Say what you spent and the app logs it. Supports Hindi and regional languages
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About Kharcha: Track Smartly on Product Hunt
βScan any bill. Track every rupee. Hit your goals.β
Kharcha: Track Smartly was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #10 on the daily leaderboard. Stop guessing where your money went. Kharcha: Track Smartly uses AI to scan bills and log expenses automatically. Or just say what you spent β voice entry logs it instantly. Set budgets by category, track savings goals, manage recurring expenses, and split costs with others. Built for India: UPI, Cash, Card & Bank Transfer. Everything in βΉ. No account required. πΈ Bill scanning Β· π€ Voice entry Β· π Budgets Β· π― Goals Β· π± Widgets
Kharcha: Track Smartly was featured in iOS (110.5k followers), Productivity (655.7k followers) and Personal Finance (2.8k followers) on Product Hunt. Together, these topics include over 186k products, making this a competitive space to launch in.
Who hunted Kharcha: Track Smartly?
Kharcha: Track Smartly was hunted by Chinmay Joshi. A βhunterβ on Product Hunt is the community member who submits a product to the platform β uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Kharcha: Track Smartly stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Chinmay Joshi