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Kendali Duit
Debt tracker that bills via WhatsApp, no payer signup needed
Indonesians lend money constantly — to friends, family, neighbors. But collecting is awkward and tracking is messy. Kendali Duit lets you log debts in 30 seconds, send a payment reminder via WhatsApp in one tap (message auto-filled), and let the payer view details and confirm from a link — no download, no signup on their end. Works as a PWA on mobile. Free forever for personal use.
Hey Product Hunt! 👋
I built Kendali Duit after getting into an awkward situation with a friend over an informal loan. No one remembered the exact amount, no one wanted to bring it up again — classic.
In Indonesia, informal lending is everywhere. Between friends, family, warung owners and their customers. But there's no good tool for it: spreadsheets are overkill, notes apps have no confirmation mechanism, and WhatsApp threads get buried.
So I built something specific to how Indonesians actually operate:
• Log a debt in 30 seconds
• Tap once to send a WhatsApp reminder — message is already written
• The payer opens a link to see details and confirm — no app download, no signup
The payer never touches the app. That was the design constraint that made everything else fall into place.
Would love your feedback — especially from anyone who's experienced the Indonesian "hutang" dynamic firsthand. 🙏
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About Kendali Duit on Product Hunt
“Debt tracker that bills via WhatsApp, no payer signup needed”
Kendali Duit was submitted on Product Hunt and earned 4 upvotes and 1 comments, placing #158 on the daily leaderboard. Indonesians lend money constantly — to friends, family, neighbors. But collecting is awkward and tracking is messy. Kendali Duit lets you log debts in 30 seconds, send a payment reminder via WhatsApp in one tap (message auto-filled), and let the payer view details and confirm from a link — no download, no signup on their end. Works as a PWA on mobile. Free forever for personal use.
Kendali Duit was featured in Productivity (655.7k followers) and Finance (6.1k followers) on Product Hunt. Together, these topics include over 149.8k products, making this a competitive space to launch in.
Who hunted Kendali Duit?
Kendali Duit was hunted by Rhmd. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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