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HCB

The open-source, nonprofit neobank

Fintech
Charity & Giving
Education
GitHub

Built by students, for students—HCB is the nonprofit neobank powering local hackathons, clubs, and teams with 501(c)(3) status. Collect donations, send payments, issue cards, and manage funds with ease. Focus on building—we’ll handle money.

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Supercharge your student organization’s finances — built by students, for students, HCB is the financial backbone for hackathons, robotics teams, and community groups. 💸 🧾 501(c)(3) status — Get instant nonprofit legitimacy to accept donations. 💳 Debit cards — Issue physical or virtual cards for team spending. 📥 Easy donations — Collect funds with custom donation pages. 📊 Transparent finances — Track every expense with a clean, public dashboard. 🔁 Fast reimbursements — Cover out-of-pocket expenses and get paid back quickly. 👥 Team collaboration — Invite your whole team to manage your organization together.

Comment highlights

A product for students is such a great idea! I love it. I hope students no longer have to worry about financial tasks outside of their studies.

This is very useful :)


Had Scrapyard a few weeks ago and it helped our team to send an invoice quickly and the fact that it's transparent is just great.

Love this—such a helpful tool for student-led projects! I’m currently based in Vietnam, so I’m curious if there are any plans to support international organizations. Also wondering if there’s a way to handle merch sales too? Would be great to keep everything—donations and purchases—in one place.

i've been using hcb for quite a while now and it's absolutely been amazing and pretty much seamless. much appreciation to the team who make sure the experience is that way and remains that way <3

Awesome! In which countries is it available in europe? Can we open one being from Spain?

omg this is actually genius! (☆▽☆)
wish i had this back in school, would have saved so many headaches.
trying to get bank stuff sorted for our anime club was a nightmare lol. this looks way easier than dealing with old banks or even some fintechs not built for this.
like, instant 501c3 status? thats wild. is it really that fast? 🤔
really removes a big blocker for students wanting to build cool things. love the open source part too.
great job team, congrats on the launch!!

Built by students for students—love this! How does HCB handle transaction fees?

Love that HCB is tackling this space, how does it simplify budgeting and reimbursements for student-led teams juggling multiple funding sources?

This is the best piece of banking software I have ever used.


The incredibly quick support is awesome, so is the fact that you are fiscally sponsored by a legitimate organization with minimal fees, the fact it’s open sourced and anyone can see how it was made, the fact it makes so many opportunities available for students where they can have cards and bank accounts for their org without the crazy admin that goes into it otherwise, I’m planning my third hackathon on HCB, and it has hands down made my life so much easier.


From the bottom of my heart, thank you to everyone who has made HCB such an awesome piece of software. (Sorry for the rant lol)

So cool! Been using HCB for over a year now and it's just so intuitive and useful. It simplifies a process that was always so daunting: raising money, storing funds, transferring balances, making transactions, and dealing with the logistics of handling money as a high schooler. HCB has really made it easier to do everything from fundraising to spending the money we raise; and ultimately, has allowed us to focus more on the actual events and hackathons we run rather than all the complicated logistics and legalities of fundraising as a high schooler. The HCB Operations team is also amazing and so quick to help—and the new Wise transfer makes it extremely to use HCB internationally, especially in Canada :)


So excited to mess around w/ HCB now that it's open-source!

This is a maximally good thing!!!

As students, we "were required" to study and not earn money but at the same time they wanted us to be active (which is usually done by building your projects – but you need funding or something that helps you start besides knowledge you need to earn along the way).


Hopefully, something like this gets to Europe and specifically into some countries.