Forbidden Finance

All your money in one place. No ads. Your data stays yours.

Android

Fintech

Personal Finance

Budgeting

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Hi Product Hunt, I'm Aaron, the founder of Forbidden Finance. I built this because every budgeting app I tried made me choose between a good product and my own privacy. The free ones monetize you, the paid ones lock the useful parts behind "AI" they run on your data, and almost none of them show the whole picture: budgets, bank accounts, investments, debts and retirement in one place. So I built the app I wanted, self-funded, with a security background and a few rules I won't bend. No ads on any plan. We never sell your data and we never train on it. Your bank login never touches our servers: you sign in with your bank through the connection provider, and the access tokens we do hold are encrypted before they are stored. Every user's data is isolated at the database level itself, not just in the app, which goes further than the protections any other finance app I've seen describes. If you want AI, you bring your own: Premium includes an API and an MCP connector so Claude, ChatGPT or any assistant you already trust can read your finances with permissions you control. What's inside today: eight budgeting methods (zero-based, envelopes, 50/30/20, pay-yourself-first and more), bank sync in the US and Canada, a bring-your-own connection for the UK, the EU and the other countries Lunch Flow supports, receipt scanning with or without AI review, net worth with investment performance, a retirement planner with FI and Coast FIRE projections, household sharing, and web, iOS and Android apps. The tiers follow what you need, not a paywall ladder. Starter at $4.99 gives you bank sync if your goal is purely to budget. Pro and Premium add investment accounts, retirement planning, longer history, more connections and the API. Free to start, no trials, and a 30-day money-back guarantee on web plans (app-store purchases follow Apple's and Google's own refund policies). For launch, web plans started by 31 October get 20% off for twelve months, applied automatically at checkout. I'd love to hear what you'd want from a finance app that treats you as the customer rather than the product. I'll be in the comments all day. We are also one of the only budgeting applications at my scale to have gone through a penetration test to ensure that your data is secure.