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Finent
Budgeting built around your payday, not the calendar
Finent is a free, open-source budgeting app built around your paycheck. It knows when your next payday is, which bills are due before then, and exactly how much to set aside now. Uses the 50/30/20 rule, supports debt payoff planning, savings goals, and shared household budgets. Privacy-first: no ads, no trackers, no data selling.
I'm Alex, a solo developer, and Finent started as a tool I built for myself.
Every budgeting app I tried gave me a nice monthly summary, but none of them answered the question I actually cared about: do I have enough to cover everything before I get paid again? Most people don't think in calendar months, they think in paydays.
So I built Finent around that. It knows your payday schedule, sees which bills fall before the next one, and tells you what to set aside right now to stay covered. On top of that it applies the 50/30/20 rule so you can see whether your needs, wants, and savings are actually balanced.
What's in it: * Payday-window planning so you're never caught short * Recurring and one-time income and expense tracking * Debt payoff planner with a projected payoff date * Savings goals with contribution tracking * Shared budgets for partners or roommates
A few things I care about: it's free with no premium tier, it's open source so you can check exactly what it does, and it's privacy-first, meaning no ads, no trackers, and I never sell your data. You can export or delete everything anytime. No company, no investors, just me building it in my spare time.
I'd genuinely love your feedback, especially on the payday approach and anything that feels missing. Thanks for checking it out!
Love the paycheck-first approach, that's what always breaks my flow in other budgeting apps. One thing that would help me stick with it: a quick weekly check-in notification that just asks "did anything unexpected come up this week" with a one-tap way to log it, so the next paycheck forecast actually adjusts in real time instead of being a static plan.
Love that it centers around your actual paycheck cycle, that always felt like the missing piece in budgeting apps. One idea if you're open to it: a cash flow forecast view that shows your projected balance week by week for the next few months. Would make it way easier to spot trouble spots before payday even hits.
The paycheck-aware budgeting is such a thoughtful touch, most apps force you to do that mental math yourself. Love that it's open source and actually respects privacy instead of just claiming to.
About Finent on Product Hunt
“Budgeting built around your payday, not the calendar”
Finent was submitted on Product Hunt and earned 11 upvotes and 7 comments, placing #59 on the daily leaderboard. Finent is a free, open-source budgeting app built around your paycheck. It knows when your next payday is, which bills are due before then, and exactly how much to set aside now. Uses the 50/30/20 rule, supports debt payoff planning, savings goals, and shared household budgets. Privacy-first: no ads, no trackers, no data selling.
Finent was featured in Productivity (655.7k followers), User Experience (366.6k followers) and Fintech (47.2k followers) on Product Hunt. Together, these topics include over 194k products, making this a competitive space to launch in.
Who hunted Finent?
Finent was hunted by Alex Sanderson. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Finent stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Alex Sanderson
Hey Product Hunt 👋
I'm Alex, a solo developer, and Finent started as a tool I built for myself.
Every budgeting app I tried gave me a nice monthly summary, but none of them answered the question I actually cared about: do I have enough to cover everything before I get paid again? Most people don't think in calendar months, they think in paydays.
So I built Finent around that. It knows your payday schedule, sees which bills fall before the next one, and tells you what to set aside right now to stay covered. On top of that it applies the 50/30/20 rule so you can see whether your needs, wants, and savings are actually balanced.
What's in it:
* Payday-window planning so you're never caught short
* Recurring and one-time income and expense tracking
* Debt payoff planner with a projected payoff date
* Savings goals with contribution tracking
* Shared budgets for partners or roommates
A few things I care about: it's free with no premium tier, it's open source so you can check exactly what it does, and it's privacy-first, meaning no ads, no trackers, and I never sell your data. You can export or delete everything anytime. No company, no investors, just me building it in my spare time.
I'd genuinely love your feedback, especially on the payday approach and anything that feels missing. Thanks for checking it out!