ernd is a credit card for companies that pay for AI. Card spend at AI vendors earns 4% back, and we're negotiating big partnerships with AI providers for better pricing, faster inference and dedicated GPUs.
When we tried to rent GPUs for a different startup idea, we were met with terrible deals and a lack of capacity because we didn't have enough size. Providers save their best pricing, limits and capacity for their biggest customers.
We built ernd to fix this. We partner with AI providers, creating custom deals for cardholders, like faster inference and dedicated GPUs. This allows companies of any scale to access enterprise-level deals.
We're live! Requests are open with virtual cards out next week. There's no annual fee. Let us know which partner to work with next.
4% back on ai spend is a smart wedge 💳 how do you handle the vendor partnerships?
the 4% cashback part is standard card economics, that one I get. the "dedicated GPUs, faster inference" part is where I lose the thread though - a card network doesn't normally have leverage over how a provider allocates compute. is that a side deal tied to aggregate cardholder volume, or does ernd actually pool spend and buy capacity on members' behalf?
Congrats on the launch
Two questions: how do you decide what counts as an AI vendor, for example does Cursor or Vercel count, or only model providers? And is it US companies only for now, or can teams outside the US apply?
About ernd on Product Hunt
“The credit card for the AI stack”
ernd launched on Product Hunt on November 1st, 2026 and earned 82 upvotes and 6 comments, placing #14 on the daily leaderboard. ernd is a credit card for companies that pay for AI. Card spend at AI vendors earns 4% back, and we're negotiating big partnerships with AI providers for better pricing, faster inference and dedicated GPUs.
ernd was featured in Fintech (47.7k followers) and Artificial Intelligence (482.6k followers) on Product Hunt. Together, these topics include over 155.9k products, making this a competitive space to launch in.
Who hunted ernd?
ernd was hunted by Garry Tan. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how ernd stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Garry Tan
When we tried to rent GPUs for a different startup idea, we were met with terrible deals and a lack of capacity because we didn't have enough size. Providers save their best pricing, limits and capacity for their biggest customers.
We built ernd to fix this. We partner with AI providers, creating custom deals for cardholders, like faster inference and dedicated GPUs. This allows companies of any scale to access enterprise-level deals.
We're live! Requests are open with virtual cards out next week. There's no annual fee. Let us know which partner to work with next.