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ChurchLend

Know if you qualify for a loan before you apply

Fintech
Finance
Spirituality
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Hunted byChurchLendChurchLend

Answer 20 questions about your church's finances and property. Get a 0-100 loan readiness score, a breakdown of the six factors lenders actually weigh, and specific steps to improve before you apply. Free, no login, no sales call required.

Top comment

Hey Product Hunt, Riley here. There are roughly 370,000 churches in the US and something like $10 to $14 billion in annual loan originations behind them. Almost none of that market has any technology serving the borrower side. What that looks like in practice: a church decides it needs more space, hires an architect, spends $20K to $80K on plans and drawings, and then finds out from a lender that its debt coverage ratio doesn't work. That money is gone. The whole process runs on relationships and phone calls, and there's no neutral place to find out where you stand before you're already committed. ChurchLend is a free assessment that fixes the sequencing. Twenty questions, about 15 minutes, and you get a 0 to 100 readiness score with a breakdown of the six things lenders actually weigh: loan-to-value, debt service coverage, organizational stability, cash reserves, congregation size, and giving trend. Then a prioritized list of what to fix first. The score is free and visible with no login and no email required. I built the scoring model by working backward from what church lenders actually underwrite rather than inventing a proprietary metric. Happy to get into the scoring logic with anyone curious, and I'd especially like to hear from people who've sat on a church board or finance team.

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About ChurchLend on Product Hunt

Know if you qualify for a loan before you apply

ChurchLend was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #64 on the daily leaderboard. Answer 20 questions about your church's finances and property. Get a 0-100 loan readiness score, a breakdown of the six factors lenders actually weigh, and specific steps to improve before you apply. Free, no login, no sales call required.

ChurchLend was featured in Fintech (47.5k followers), Finance (6.3k followers) and Spirituality (1k followers) on Product Hunt. Together, these topics include over 26.9k products, making this a competitive space to launch in.

Who hunted ChurchLend?

ChurchLend was hunted by ChurchLend. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

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