ChatCash APOMA turns WhatsApp, Instagram, and USSD into a unified commerce engine for African merchants. It combines AI sales assistance, chat-based CRM, payments, inventory, and T+0 settlement so merchants can sell, negotiate, and manage orders from one workflow.
We’re sharing an early preview today as part of The Pitch Dubai competition!
The Problem: Africa has a $120B informal retail sector, but traditional e-commerce platforms are too heavy and complex for $50 smartphones. Real commerce here happens on WhatsApp.
The Solution: ChatCash is an AI Operating System for social commerce. Using natural language, a merchant can instantly generate a fully functional storefront, track inventory, and process local mobile payments—entirely within WhatsApp. No code, no friction.
We are currently live with paying merchants in Zimbabwe and actively expanding into Rwanda, Nigeria, and South Africa.
Taking Rajiv’s advice to heart, we are launching this preview early to learn from this community. We’d love your raw feedback, questions, and your support/votes for The Pitch Dubai!
Africa's informal sector is all about trust. Does ChatCash include any verified merchant badges or escrow features within the chat to help first-time buyers feel safe sending mobile money?
Social commerce is explosive right now. Does Chat Cash handle the actual payment processing within the chat, or does it hand off to a web checkout?
About Chat Cash on Product Hunt
“AI commerce OS for WhatsApp and Instagram sales”
Chat Cash launched on Product Hunt on May 14th, 2026 and earned 71 upvotes and 5 comments, placing #35 on the daily leaderboard. ChatCash APOMA turns WhatsApp, Instagram, and USSD into a unified commerce engine for African merchants. It combines AI sales assistance, chat-based CRM, payments, inventory, and T+0 settlement so merchants can sell, negotiate, and manage orders from one workflow.
Chat Cash was featured in Fintech (46.9k followers), E-Commerce (41.5k followers) and Pitch Dubai (2 followers) on Product Hunt. Together, these topics include over 31.4k products, making this a competitive space to launch in.
Who hunted Chat Cash?
Chat Cash was hunted by Rajiv Ayyangar. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Chat Cash stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Rajiv Ayyangar
Hi Product Hunt! 👋 I’m John, CEO of ChatCash.
We’re sharing an early preview today as part of The Pitch Dubai competition!
The Problem: Africa has a $120B informal retail sector, but traditional e-commerce platforms are too heavy and complex for $50 smartphones. Real commerce here happens on WhatsApp.
The Solution: ChatCash is an AI Operating System for social commerce. Using natural language, a merchant can instantly generate a fully functional storefront, track inventory, and process local mobile payments—entirely within WhatsApp. No code, no friction.
We are currently live with paying merchants in Zimbabwe and actively expanding into Rwanda, Nigeria, and South Africa.
Taking Rajiv’s advice to heart, we are launching this preview early to learn from this community. We’d love your raw feedback, questions, and your support/votes for The Pitch Dubai!