BucketFlow

Zero-based budgeting built like the Barefoot Investor system

Web App

Productivity

Personal Finance

Visit WebsiteSee on Product Hunt

Hey Product Hunt! 👋 I'm Jeff, the maker of BucketFlow — here's everything it can do

First off — thank you to everyone who's already upvoted. It genuinely means a lot to see this thing out in the world after months of building it nights and weekends.

I wanted to write up a proper breakdown of what BucketFlow actually does, because the tagline "give every dollar a job" only tells half the story.

🪣 The core idea

BucketFlow is built around zero-based budgeting — the method where you assign every dollar of your income to a category before you spend it. On payday, you open the app, enter what hit your account, and fill your buckets. When a bucket is empty, you're done spending on that thing. Simple, but genuinely life-changing for how you think about money.

Here's everything it can do:

💰 Buckets & sub-buckets
Create as many spending, savings, or debt buckets as you like. Nest sub-buckets inside categories (e.g. "Essentials → Rent, Groceries, Power") for detailed tracking without cluttering the main view.

📋 Bills attached to buckets
Attach recurring bills (weekly, fortnightly, monthly, quarterly, yearly) directly to a bucket. BucketFlow calculates exactly how much to set aside each pay period so you're never caught short for a quarterly insurance bill or annual subscription.

⚡ Bills-first income allocation
On payday, bills buckets are auto-filled first. The remaining income gets distributed across your other buckets manually or with one tap of "Auto-fill ↓". Every dollar gets a job before you close the screen.

🤝 Partner Budget (shared budgets)
This is my favourite feature. Connect with a partner, housemate, or spouse and share selected buckets. You both keep your own private buckets, but shared ones sync live between you. Add an expense from your phone and your partner sees it instantly on theirs — with your name on it so there's no "who spent that?" mystery.

🧾 AI Receipt Scanning
Point your camera at a receipt and BucketFlow uses Google Gemini to extract the total, merchant name, and date automatically. Tesseract.js kicks in as a fallback if AI isn't available. Takes about 3 seconds.

📊 Debt tracking
Add a debt bucket with a current balance and minimum repayment. The app tracks your paydown progress each period with a visual progress bar. Watch it tick toward zero.

🏷️ Tax deductible flagging
Mark any expense as tax deductible with a category (business, vehicle, home office, education, etc.). Tax Report tab in History gives you a clean summary at the end of the financial year.

🎨 6 colour themes + dark mode
Emerald, Ocean, Sunset, Grape, Rose, and Teal. Because your budget app should look good.

🌍 Multi-currency & date formats
Set your currency symbol (AUD, USD, GBP, EUR, JPY and more) and your preferred date format. Everything updates instantly across the whole app.

📈 Insights & History
6-month trend chart showing income vs. spending. Spot the months you nailed it and the ones you didn't. CSV export for your own analysis.

📱 Installs as a native app
BucketFlow is a PWA — tap "Add to Home Screen" in Chrome or Safari and it works exactly like a native app. No App Store needed.

What's coming next:

• Stripe integration for premium subscriptions

• iOS App Store & Google Play (via Capacitor)

• Bank transaction sync (Open Banking)

I'd love to hear what you think — questions, feedback, feature requests, roasts — all welcome in the comments. And if it sounds useful to someone you know, I'd really appreciate a share. 🙏

👉 Try it free at mybucketflow.app