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Arc

Software-driven banking & growth capital for startups

Fintech
Tech
Banking

Open accounts in minutes, manage everyday banking needs without fees, safeguard cash, maximize yield, and access capital—all in one platform in partnership with trusted banks. [Arc is a technology company, not a bank: arc.tech/general-disclosures]

Top comment

To summarize the key themes I'm seeing in these comments from everyone: trust & deposit safety, sufficient & flexible yield, timely customer support, automated processes, and bundled financial products. What other themes, or better yet specific financial products / features, do you want to see us prioritize?

Comment highlights

It's hard to keep the subtle differences straight when it comes to fintech banking. A lot of the neobank differentiation is surface level - better service, better credit products, better rates... Arc nails all of that and leads to market in each of these areas (dedicated relationship managers, venture debt + working capital + ABLs..., highest yields on treasuries...). More transformational, however, and really bucking the trend in fintech is the focus on building this product atop too big to fail bank partners like BNY Mellon Pershing, and relentlessly growing that list. Lots to love about this solution! (disclosures: https://www.arc.tech/general-dis...)

Hey Product Hunt! 👋 Don from Arc, launching the software-driven banking & growth capital platform for startups. We set out building Arc with a simple mission—to help startups grow. At the time, we didn’t anticipate how tumultuous the startup funding, banking, and operating environment would become over the next two years. For startups, access to capital and FDIC coverage has never been more important. In turn, our founding principle to support the startup ecosystem has never been more clear. And with that, we are incredibly excited to formally introduce Arc to the Product Hunt community. A few guiding principles around Arc’s platform 👇: 1. Become the one-stop-shop for all things startup finance (banking, funding & spending) 2. Prioritize the trust & safety of our customers by partnering with trusted financial institutions 3. Build enduring products that drive value to startups during both good times and bad Enter Arc—your full-service finance platform and startup command center. With Arc’s banking platform you can: ⏱️ Open a business account in <10 minutes 🆓 Manage everyday banking & finance needs without fees 📈 Generate market-leading yield on idle cash 🏦 Automatically diversify deposits across dozens of FDIC-insured banks 💵 Quickly access non-dilutive capital in-app at competitive terms Our team of Arc-itects has worked hard towards this launch but we have a long way to go. In that vein, we’d love your feedback on our product! Please leave your comments below or you can reach us at founders (AT) arc.tech. P.S. As a one-time Product Hunt promotion, we’re offering a $2.5K cash bonus for deposits >$250K made into your Primary account through the end of July. Bonuses will be paid out one month after initial deposit contingent on funds remaining in place over the period. To redeem, simply reply to your onboarding welcome email with the promo code. You can get started here. -- Arc is a financial technology company, not a bank or an investment advisor. Banking services provided by Evolve Bank & Trust, Member FDIC. All investment advisory services provided by Helium Advisors LLC. Arc receives compensation as a percentage of assets managed by Helium for promoting Helium’s investment advisory services. Brokerage services provided by BNY Mellon Pershing, Member SIPC, through a clearing and custody partnership with Helium. Read additional disclosures here.

Arc is the absolute best! We've been using it since early days and couldn't be happier with the product, service and support

Super interesting product that's worth checking out, especially in light of all the recent craziness around banking in startup land. I love the design as well and how clean everything looks. I wish more banks/fintech companies would prioritize modern UX/UI the way Arc does.

Congrats on the launch! Always nice to see ambitious fintechs here! I was wondering if your bank accounts come with any fees?

Reliable and comprehensive. We've saved a lot of time and expense, as well as always satisfied with new features of your product.

This is absolutely amazing! Arc has to be the go-to place for empowering startups with modern financial products!

The Arc team has executed at incredible speed over the last two years and built products that founders truly love. I've been impressed with how quickly they shipped badly needed products in the wake of SVB falling. Don, Nick, Raven and team are always putting the customer first, not something to be taken for granted in fintechs today. Congrats Arc on your PH launch!

Loving Arc - game changer in business banking for my startup. It’s super seamless & user friendly!