8udget is a personal finance app that actually works offline - no internet required. Track your budget with category breakdowns, monitor stock & crypto investments in real-time, manage recurring bills with reminders, and set financial goals with progress tracking. Unlike other finance apps, your data stays on your device by default. Import messy bank statements with 80-90% accuracy. Available on iOS, Android, Web, Mac - all from one codebase built with Flutter + Rust. Free to start.
Hey Product Hunt! 👋
I've been building 8udget for the past 3 years as a solo developer.
## Why I built this
I was frustrated with finance apps that:
- Required constant internet connection
- Made me use separate apps for budgeting vs investing
- Charged expensive subscriptions just to track my own money
## What makes 8udget different
✓ **Works completely offline** - your data stays on your device
✓ **All-in-one** - budget, stocks, crypto, bills, goals in one app
✓ **Smart CSV import** - handles messy bank statements (80-90% success rate)
✓ **True cross-platform** - iOS, Android, Web, Mac
✓ **Built for performance** - Flutter frontend + Rust backend
## Tech stack (for the curious)
- Frontend: Flutter 3.32
- Backend logic: Rust
- Bridge: Flutter Rust Bridge
- Database: SQLite with local encryption
## Pricing
- **Free tier**: Full offline functionality but limited to 50 transaction logs
- **Premium**: Cloud sync, unlimited transactions, investment tracking
## What's next
Working on:
- Bank connection integrations
I'd love your feedback!
What features would you want to see next? 🚀
Out of curiosity - outside of receipt and bank statement scanning, how do you plan on differentiating from a Wealthfront or a Rocket Money?
Personally, love the consumer financial management space. Financial literacy has the chance to finally grow exponentially as we unwind overly complex front end systems and workflows with more centralized applications for personal financial management. Kudos on the build and PH launch - can tell a lot of work went into it.
Looking forward to using it. This checks all the boxes of things i also was not a fan of regarding finance apps.
Love the offline-first approach! 📱 No internet required is a huge win for privacy and speed. A friend of mine is actually building a similar tool focused specifically on the FIRE movement . How does 8udget handle long-term projections or investment tracking for users aiming for FIRE? Upvoted!
