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Worthiness

Customer credit score check, built for India's loan DSAs

Worthiness is a credit score check and loan eligibility check for India's loan DSAs, dealers and brokers. One consented request returns the customer's credit score from India's top three credit bureaus, shows who else has checked the file, and gives a verdict for every loan product on your panel, from lender rules you set. Consent is one SMS and a six-digit code. Customer data is never sold or shared, and is encrypted in transit and at rest. Pay per check, with no subscription.

Top comment

Hi Product Hunt 👋 I'm Abhishek, co-maker of Worthiness.

A loan DSA in India can spend three days building a file, only for the lender to reject it over a credit score nobody checked first. That is the problem Worthiness is built for.

What it does:

  • A credit score check across India's top three credit bureaus, in one request

  • Shows who else has checked the file: every lender enquiry, with purpose, amount and date

  • A loan eligibility check against every loan product you place, from lender rules you control (22 researched loan products are ready to import)

  • Indicates the next deal opportunities on the same file, such as top-up and balance-transfer openings through data available.

What it will not do:

  • Run a check without the customer's consent. One SMS, one six-digit code, their decision.

  • Sell or share your leads. Data is encrypted in transit and at rest, and our own staff console cannot open your customers or their reports.

  • Call a verdict a loan approval. The lender still decides.

It is pay per check from a prepaid wallet, with no subscription. It is for verified Indian businesses, so a person on our team activates each account.

I'd love your honest take on two things: is the report readable at a glance, and what would make you trust a tool like this with your customers' data?

About Worthiness on Product Hunt

“Customer credit score check, built for India's loan DSAs”

Worthiness was submitted on Product Hunt and earned 13 upvotes and 3 comments, placing #54 on the daily leaderboard. Worthiness is a credit score check and loan eligibility check for India's loan DSAs, dealers and brokers. One consented request returns the customer's credit score from India's top three credit bureaus, shows who else has checked the file, and gives a verdict for every loan product on your panel, from lender rules you set. Consent is one SMS and a six-digit code. Customer data is never sold or shared, and is encrypted in transit and at rest. Pay per check, with no subscription.

On the analytics side, Worthiness competes within Sales, Fintech and SaaS — topics that collectively have 114.7k followers on Product Hunt. The dashboard above tracks how Worthiness performed against the three products that launched closest to it on the same day.

Who hunted Worthiness?

Worthiness was hunted by Abhishek Gharat. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

Reviews

Worthiness has received 17 reviews on Product Hunt with an average rating of 4.78/5. Read all reviews on Product Hunt.

For a complete overview of Worthiness including community comment highlights and product details, visit the product overview.