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WalletFit
Maximize credit card rewards with cap-aware math
Most reward tools assume infinite points, but Canadian cards have strict spending caps, fees, and store rules. Wallet Fit uses cap-aware algorithms to match every purchase to the optimal card: • Tracks monthly/annual caps (Cobalt, Scotiabank, Aeroplan) • Merchant rules (Costco Mastercard-only, Loblaws no-Amex) • Net annual return calculated after fees • Free manual calculator + optional bank sync • Meet Max: 24/7 AI Credit Card Strategist
Hey Product Hunt community! 👋
I'm excited to share WalletFit with you all today.
Like many cardholders, I love optimizing cash back and travel points. But in Canada, maximizing rewards comes with hidden friction:
- Strict monthly or annual category caps (e.g. Amex Cobalt's $2,500/mo grocery limit)
- Confusing merchant network rules (Costco only accepting Mastercard, discount grocers not taking Amex)
- Annual fee drag that eats away at real net returns
Most calculators assume you earn infinite multipliers on unlimited spend. WalletFit is built with a cap-aware algorithm that monitors your spending ceilings and automatically shifts spend to the next-best card once a limit is reached.
We also introduced Max, an AI credit card strategist that answers complex questions about point valuations, loopholes, and multi-card setups.
WalletFit has a 100% free manual calculator (no bank login required) as well as optional automated sync via Plaid.
I'd love your feedback on the UX, card math, or any feature ideas you have! 🚀
About WalletFit on Product Hunt
“Maximize credit card rewards with cap-aware math”
WalletFit was submitted on Product Hunt and earned 1 upvotes and 1 comments, placing #148 on the daily leaderboard. Most reward tools assume infinite points, but Canadian cards have strict spending caps, fees, and store rules. Wallet Fit uses cap-aware algorithms to match every purchase to the optimal card: • Tracks monthly/annual caps (Cobalt, Scotiabank, Aeroplan) • Merchant rules (Costco Mastercard-only, Loblaws no-Amex) • Net annual return calculated after fees • Free manual calculator + optional bank sync • Meet Max: 24/7 AI Credit Card Strategist
On the analytics side, WalletFit competes within Fintech, Artificial Intelligence and Personal Finance — topics that collectively have 528.5k followers on Product Hunt. The dashboard above tracks how WalletFit performed against the three products that launched closest to it on the same day.
Who hunted WalletFit?
WalletFit was hunted by Walletfit. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of WalletFit including community comment highlights and product details, visit the product overview.
Walletfit