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Viridel
Zero-based budgeting, kept on your device.
Private local-first YNAB alternative with Ready to Assign — no bank sync, no Plaid, no Open Banking. 150+ currencies. 34-day Free trial. €50 Lifetime (natives Q1 2027).
I built Viridel because I wanted Ready to Assign without handing a budgeting app my bank login, and without renting that workflow for ~$109/year.
The problem I kept hitting: most “YNAB alternatives” are either cloud-first aggregators (Plaid / Open Banking) or incomplete envelope apps. I wanted the method — income lands in Ready to Assign, every amount gets a job, Available updates as you spend — plus registers, bills, real loan amortization, investments, and net worth, on the device. Manual entry is the point, not a missing feature.
Viridel is local-first by default. Cloud is optional Plus, never the product. Shared household budgets work through partner invites, not shared bank credentials.
I ship it solo: web is live as a 34-day Free trial, Lifetime is €50 one-time (list €59) and includes native desktop + iOS/Android in Q1 2027. English UI at launch; more languages when the Discord asks.
If you already budget this way, try the web app and tell me what breaks. If you live in a currency YNAB treats as an afterthought, that’s a first-class path here — 150+ ISO currencies plus custom emoji currencies.
Site: https://www.viridel.app
Pricing: https://www.viridel.app/pricing
Discord: https://discord.gg/kYuSVMzAS
About Viridel on Product Hunt
“Zero-based budgeting, kept on your device.”
Viridel was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #32 on the daily leaderboard. Private local-first YNAB alternative with Ready to Assign — no bank sync, no Plaid, no Open Banking. 150+ currencies. 34-day Free trial. €50 Lifetime (natives Q1 2027).
On the analytics side, Viridel competes within Productivity, SaaS and Finance — topics that collectively have 710.6k followers on Product Hunt. The dashboard above tracks how Viridel performed against the three products that launched closest to it on the same day.
Who hunted Viridel?
Viridel was hunted by Shiva Kumar Esakki Pandiyan. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Viridel including community comment highlights and product details, visit the product overview.
Shiva Kumar Esakki Pandiyan