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Velo
Chat to Track. the fastest budget tracker
Velo is a private budget tracker designed to eliminate the friction of traditional budgeting. With its unique "Chat-to-Track" interface, you log transactions instantly by messaging the app—just type "pizza 10" or "salary 5k" and hit send. Your data stays secure with local-first storage. Featuring custom payday cycles, emoji-based categories to reduce cognitive load, and clear visual analytics, Velo makes budgeting as effortless as texting a friend.
Hey Product Hunt! 👋 I'm Vimukthi, the maker of Velo.
I built Velo because I was exhausted by traditional budgeting apps. They either felt like a data-entry job with endless menus, or they required syncing all my sensitive financial data to the cloud. I wanted a tool that was as fast as texting and completely private.
That's why the core of Velo is the "Chat-to-Track" interface. Instead of navigating through multiple screens to log a coffee, you just type natural shorthand like "pizza 10" or "salary 5k" and hit send. It removes all the friction from daily tracking.
A few other things I built in to make it fit into actual daily life:
Local-First Privacy: Everything is stored directly on your device using a high-performance local database. Your financial data is yours alone.
Real-Life Pay Cycles: Not everyone gets paid on the 1st of the month. You can set a custom financial month starting date so your budget resets on your actual payday.
Visual Categories: Limitless categories cause decision fatigue. Velo lets you set up to 10 custom categories paired with emojis, reducing cognitive load so you can categorize expenses at a glance.
I'd love for you to give it a spin. I'll be hanging out in the comments all day to hear your feedback, answer questions, and take notes for future updates. Let me know what you think!
About Velo on Product Hunt
“Chat to Track. the fastest budget tracker”
Velo was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #28 on the daily leaderboard. Velo is a private budget tracker designed to eliminate the friction of traditional budgeting. With its unique "Chat-to-Track" interface, you log transactions instantly by messaging the app—just type "pizza 10" or "salary 5k" and hit send. Your data stays secure with local-first storage. Featuring custom payday cycles, emoji-based categories to reduce cognitive load, and clear visual analytics, Velo makes budgeting as effortless as texting a friend.
On the analytics side, Velo competes within Productivity, Apple and Personal Finance — topics that collectively have 668.8k followers on Product Hunt. The dashboard above tracks how Velo performed against the three products that launched closest to it on the same day.
Who hunted Velo?
Velo was hunted by vimukthi madhusanka. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Velo including community comment highlights and product details, visit the product overview.
vimukthi madhusanka