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TermZero
Free UK mortgage calculator that shows your true cost
TermZero is a free mortgage calculator for the UK that goes beyond the standard "monthly payment" number. It shows your true cost including fees, models the payment shock you'll face when your fixed rate ends and you roll onto your lender's SVR, calculates stamp duty for England, Scotland, and Wales, and compares overpaying your mortgage versus investing in a Stocks & Shares ISA. No sign-up required, completely free.
Top comment
Hey everyone, I built TermZero because every mortgage calculator I found online showed a monthly payment and stopped there, without showing what happens when your fix ends or whether overpaying actually beats investing. It's free, no sign-up, and I'd love feedback on what to add next. Happy to answer any questions about how it works!
About TermZero on Product Hunt
“Free UK mortgage calculator that shows your true cost”
TermZero was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #160 on the daily leaderboard. TermZero is a free mortgage calculator for the UK that goes beyond the standard "monthly payment" number. It shows your true cost including fees, models the payment shock you'll face when your fixed rate ends and you roll onto your lender's SVR, calculates stamp duty for England, Scotland, and Wales, and compares overpaying your mortgage versus investing in a Stocks & Shares ISA. No sign-up required, completely free.
On the analytics side, TermZero competes within Home, Fintech and Finance — topics that collectively have 224k followers on Product Hunt. The dashboard above tracks how TermZero performed against the three products that launched closest to it on the same day.
Who hunted TermZero?
TermZero was hunted by Keir Ferguson. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of TermZero including community comment highlights and product details, visit the product overview.