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Terma
Track subscriptions & contracts. Your data stays yours.
Terma is a subscription, contract, and warranty tracker that never asks for your bank login — everything stays on your device by default. Photograph a bill and it reads out the amount, dates, and notice period, citing the source text. It works out your country's real legal cancellation deadline (not just the renewal date) and can add it to your calendar, flags cheaper plans for things you already pay for, and writes cancellation letters for you. Free to start, on Android now.
Hey Product Hunt! I built Terma solo after I kept losing track of free trials turning into paid subscriptions and contracts auto-renewing past their notice period.
Every tracker I tried wanted bank access to scan my transactions or stored my data. I didn't want that, so Terma works differently: everything stays on your device by default, no bank login, ever.
Photograph a bill or contract and it reads out the amount, dates, and notice period, with the source text highlighted next to each field so you can verify it. It also works out the real legal cancellation deadline for your country (not just the renewal date), can add it straight to your calendar, flags cheaper plans for things you already pay for, and writes the cancellation letter for you.
Available on Android. Would love your feedback and happy to answer anything here!
About Terma on Product Hunt
“Track subscriptions & contracts. Your data stays yours.”
Terma was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #159 on the daily leaderboard. Terma is a subscription, contract, and warranty tracker that never asks for your bank login — everything stays on your device by default. Photograph a bill and it reads out the amount, dates, and notice period, citing the source text. It works out your country's real legal cancellation deadline (not just the renewal date) and can add it to your calendar, flags cheaper plans for things you already pay for, and writes cancellation letters for you. Free to start, on Android now.
On the analytics side, Terma competes within Android, Productivity, Privacy and Personal Finance — topics that collectively have 733.1k followers on Product Hunt. The dashboard above tracks how Terma performed against the three products that launched closest to it on the same day.
Who hunted Terma?
Terma was hunted by Maarten Audenaert. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Terma including community comment highlights and product details, visit the product overview.
Maarten Audenaert
Hey Product Hunt! I built Terma solo after I kept losing track of free trials turning into paid subscriptions and contracts auto-renewing past their notice period.
Every tracker I tried wanted bank access to scan my transactions or stored my data. I didn't want that, so Terma works differently: everything stays on your device by default, no bank login, ever.
Photograph a bill or contract and it reads out the amount, dates, and notice period, with the source text highlighted next to each field so you can verify it. It also works out the real legal cancellation deadline for your country (not just the renewal date), can add it straight to your calendar, flags cheaper plans for things you already pay for, and writes the cancellation letter for you.
Available on Android. Would love your feedback and happy to answer anything here!