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Tens of Dollars — Know your cash flow
Know what you can spend before your next bill hits
Every budgeting app tracks the past. Tens of Dollars shows you the future — your real available cash after every known bill, synced to your pay period, not the calendar. No bank login. No transaction categorization. Just your balance, your bills, and one clear number. Plus debt payoff planning, a visual Events Canvas, and encrypted joint accounts — all in under a minute. tensofdollars.com
Hey Product Hunt! 👋 I'm Nick, the solo developer/designer behind Tens of Dollars.
I built this because I quit every budgeting app for the same reason — maintaining categories and tracking every transaction was more exhausting than just winging it. So I did what any frustrated developer does: built my own spreadsheet. Just my bank balance, every known bill, and what I'd have left. That one number was all I ever needed.
I used that spreadsheet for years. Knowing exactly what I could spend before every bill hit kept me from making mistakes I couldn't undo; and helped me plan a debt snowball payoff plan.
Tens of Dollars is that spreadsheet, done right. No bank logins, no transaction tracking, no categories to maintain — just your real cash flow for your actual pay period.
I've been using it exclusively for two months and it's completely replaced my spreadsheet and I love it. Hope it does the same for you.
Happy to answer anything — ask me anything below!
About Tens of Dollars — Know your cash flow on Product Hunt
“Know what you can spend before your next bill hits”
Tens of Dollars — Know your cash flow was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #117 on the daily leaderboard. Every budgeting app tracks the past. Tens of Dollars shows you the future — your real available cash after every known bill, synced to your pay period, not the calendar. No bank login. No transaction categorization. Just your balance, your bills, and one clear number. Plus debt payoff planning, a visual Events Canvas, and encrypted joint accounts — all in under a minute. tensofdollars.com
On the analytics side, Tens of Dollars — Know your cash flow competes within Money, Personal Finance and Budgeting — topics that collectively have 8.2k followers on Product Hunt. The dashboard above tracks how Tens of Dollars — Know your cash flow performed against the three products that launched closest to it on the same day.
Who hunted Tens of Dollars — Know your cash flow?
Tens of Dollars — Know your cash flow was hunted by Nick Brewer. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Tens of Dollars — Know your cash flow including community comment highlights and product details, visit the product overview.
Nick Brewer