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Stave

Local-first finance for Mac. No bank logins.

Stave reads the transaction SMS your bank already sends you — on your Mac, on-device — and builds your complete financial picture. No bank logins, no Account Aggregator, nothing uploaded. Optional email statement scanning catches what SMS missed. Built for Indian banking.

Top comment

I'm a solo developer in India. Every bank transaction I've made for the past several years triggered an SMS. HDFC, ICICI and others — all of it, sitting in my Messages app. Statements arrive by email. That's a complete financial history, already on my devices. But every finance app I tried either wanted my bank login (Account Aggregator, Plaid-style), needed me to manually upload statements, or uploaded my history to their servers and pushed loan ads at me. I wanted something that just read what was already there — automatically, every time I open it — and kept it private. How it works SMS parsing: If your iPhone forwards transaction SMS to your Mac, Stave reads them from the local Messages database on-device. Works best where banks send transaction SMS (e.g. India). Email statements (optional): Connect Apple Mail and Stave parses your bank statement emails locally — used to reconcile against SMS and catch transactions your bank didn't text you about, plus credit card due dates and amounts. Categorisation runs on-device by default using Apple's built-in intelligence. There's an optional, off-by-default cloud-assisted mode for unfamiliar merchants that sends merchant names only — never amounts, accounts, or message text. Recurring detection: finds your subscriptions and repeating charges from transaction patterns, so forgotten ones surface. Natural-language search, running on-device: "how much did I spend on food last month", "show me everything at Swiggy in 2025". No account, no signup, no bank connection.

About Stave on Product Hunt

Local-first finance for Mac. No bank logins.

Stave was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #149 on the daily leaderboard. Stave reads the transaction SMS your bank already sends you — on your Mac, on-device — and builds your complete financial picture. No bank logins, no Account Aggregator, nothing uploaded. Optional email statement scanning catches what SMS missed. Built for Indian banking.

On the analytics side, Stave competes within Mac, Fintech and Personal Finance — topics that collectively have 154k followers on Product Hunt. The dashboard above tracks how Stave performed against the three products that launched closest to it on the same day.

Who hunted Stave?

Stave was hunted by ashvaray singh. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

For a complete overview of Stave including community comment highlights and product details, visit the product overview.