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SplitMate — split expenses with a link
Split group expenses with a link. No accounts, no fuss
Split group expenses without the signup. Share a link, add expenses, settle up.
I built SplitMate because every time I split a bill with friends, someone had to get everyone to download an app and create an account just to log a $12 lunch. That friction meant the "settling up" step just… never happened.
The idea: what if the group was just a link? No signup, no password. You open the link, pick your name (or make one up), and start adding expenses.
SplitMate handles:
- Equal splits across the group
- Running balances — who owes who, at a glance
- Debt simplification — collapses everything down to the minimum number of payments needed to settle up
It started as a weekend project for a trip with friends, and the biggest design constraint became: would my least technical friend use this without complaining? That ruled out accounts, multi-step onboarding, and anything that felt like a finance app. It should feel as light as sending a text.
Would love feedback on the balance/settle-up flow especially — that's the part I iterated on most.
About SplitMate — split expenses with a link on Product Hunt
“Split group expenses with a link. No accounts, no fuss”
SplitMate — split expenses with a link was submitted on Product Hunt and earned 4 upvotes and 1 comments, placing #134 on the daily leaderboard. Split group expenses without the signup. Share a link, add expenses, settle up.
On the analytics side, SplitMate — split expenses with a link competes within Productivity, Travel and Finance — topics that collectively have 706.8k followers on Product Hunt. The dashboard above tracks how SplitMate — split expenses with a link performed against the three products that launched closest to it on the same day.
Who hunted SplitMate — split expenses with a link?
SplitMate — split expenses with a link was hunted by SJ Ace. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of SplitMate — split expenses with a link including community comment highlights and product details, visit the product overview.
SJ Ace